Okay, let’s tackle this. So Yossi has 63 years of experience in banking, which is extremely rare and valuable. This experience spans multiple decades, including time at a prominent bank, Merfantile bank. His skills in banking, credit, loans, credit risk, financial risk, and portfolio management are in high demand. Considering his extensive experience, location in Netanya, Israel, and industry, I estimate his hourly rate to be around $200, which is slightly below the average for senior banking professionals in Israel. However, given his unique experience and skills, he may be able to command a higher rate, potentially up to $250-$300 per hour.