Experience

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  Panafrican Equipment Group

  • Dubai, United Arab Emirates

  • Customer Finance Manager

    • Mar 2023 - Present
    • Dubai, United Arab Emirates

    • Managing a portfolio of Equipment Finance Transactions with a book value exceeding USD 30M.• Developing pre-sale presentations, business cases, and conducting thorough profitability and cash flow analyses to ensure optimal portfolio performance.• Collaborating with third-party financiers to evaluate the performance of existing finance schemes, and actively contributing to the conceptualization of new, improved schemes.• Preparation and control of essential documentation (e.g., Customer & Supplier contracts, Security agreements, Loss share agreements, etc.) and assuming paralegal responsibilities.• Monitoring the completeness and maintenance of security arrangements with customers (e.g., Assignment & direction, registration of collateral, etc.) and proactively resolving any pending items to ensure compliance with agreed security structures.

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  Farming Crop Solutions DMCC

  • Dubai, United Arab Emirates

  • Finance & Operations Manager

    • Jan 2022 - Jan 2023
    • Dubai, United Arab Emirates

    • Provided comprehensive oversight of finance and operations, spanning Farming Crop Solutions and its clients across sub-Saharan Africa & Hong Kong.• Proposed and executed the implementation of Tally ERP 9 software, ensuring seamless integration and comprehensive training to end users to enhance software utilization.• Led the evaluation of capital expansion options and pioneered proactive financial forecasting, to fortify the financial resilience of clients.• Spearheaded initiatives to engage clients in the development of improved agrochemical formulations, ensuring market readiness and adherence to regulatory standards.• Cultivated robust relationships with suppliers and orchestrated a comprehensive supply chain for agrochemicals to optimize operational efficiency.

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  Panafrican Equipment Group

  • Dubai

  • Senior Financial Analyst

    • Aug 2014 - Dec 2021
    • Dubai

    • Conducted intricate analyses to identify potential revenue generation opportunities under the guidance of the Group's Commercial Director, fostering collaborations with OEMs, financiers, insurance agencies, banks, and legal firms.• Executed precise cash flow modeling of transactions and conducted meticulous data tape analyses to optimize the performance of the Equipment Finance Portfolio.• Prioritized and accurately delivered tasks contributing to impairment prevention, particularly Novation's and Revision, liaising fully with the Collections and Recoveries teams.• Developed comprehensive reports detailing the status of debtors, creditors, inventory, loan positions, collateral, and available credit headroom with OEM's to facilitate effective working capital management.• Collaborated in the preparation of comprehensive monthly management reports, annual budgets & forecasts, and the year-end statutory audits.

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  HCL Infosystems Ltd.

  • Noida, Uttar Pradesh, India

  • Senior Credit Analyst

    • Feb 2012 - Apr 2014
    • Noida, Uttar Pradesh, India

    • Performed various credit operations, encompassing the assessment of credit proposals, creation of detailed credit rating reports and development of the corporate credit control policies.• Conducted in-depth analysis of customer credit profiles, leveraging comprehensive credit research and market insights to facilitate well-informed credit decisions.• Implemented periodic risk reduction analyses on the existing customer base, contributing to the enhancement of overall credit risk management.• Monitored and reported on the organizations credit exposure and accounts receivable portfolio, ensuring meticulous oversight of credit-related activities.• Successfully negotiated payment plans with delinquent borrowers, showcasing strong negotiation skills and contributing to effective debt recovery.

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  Agilent Technologies

  • Manesar, Haryana, India

  • Analyst – Credit & Collections

    • Feb 2009 - Feb 2012
    • Manesar, Haryana, India

    • Oversaw a dynamic customer portfolio comprising 100 to 150 accounts, with a primary focus on ensuring the timely collection of receivables. Notable clientele included HP, Lockheed Martin, Boeing, and IBM.• Managed the accounts of Agilent's Channel Partners with a threefold objective:i. Demonstrate the positive impact of the Channel Partner program by ensuring timely collections and reducing the organization's Days Sales Outstanding (DSO).ii. Effectively resolving open issues within the Channel Partner program; andiii. Fosterling strong relationships with Channel Partners, ensuring a collaborative and trusting partnership.• Prepared and disseminated monthly reports and presentations on the Channel Partner program to Credit, Collections, Order Management, and Sales business heads, ensuring transparent communication and strategic alignment.• Issued customer statements promptly and efficiently resolved customer queries and disputes, contributing to high customer satisfaction and effective conflict resolution.• Played a pivotal role in the training and mentoring of new recruits, emphasizing the enhancement of process knowledge and the development of essential soft skills within the team.