Experience

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  The First Bank

  • Carrollton, Georgia, United States

  • Vice President Commercial Lending

    • Mar 2023 - Present
    • Carrollton, Georgia, United States

    -Responsible for maintaining and increasing customer relationships developed from the Atlanta market.-Generated $40 million in loan production with increased deposit growth.-Insure credit quality is maintained with active collection efforts as needed.

• 

  Heritage Bank- Metro Atlanta MSA

  • Carrollton, Georgia

  • Vice President-Commercial Lending

    • Sep 2019 - Apr 2023
    • Carrollton, Georgia

    -Consistently in top tier of company producers generating loan growth in the Atlanta MSA.- Assisted with establishing a new loan production office in the West Georgia market.- Provided loan revenue accretive to earnings in year one.

• 

  Small Town Bank

  • Carrollton, Georgia

  • Vice President Commercial Lending

    • Jan 2015 - Sep 2019
    • Carrollton, Georgia

    -Established the bank's LPO office including site selection, office operations, and marketing.-Quickly drove loan volume and revenues to open the Carrollton branch profitably in year one from Atlanta and local clients.-Recognized as the market leader in the community for the Carrollton office.

• 

  MetroBank

  • Carrollton, Georgia

  • Vice President Commercial Lending

    • Oct 2011 - Nov 2014
    • Carrollton, Georgia

    - Provide responsive customer service to loan and deposit requests.- Develop relationships consisting of deposits and loan products.- Be visible in the community through various community and service organizations.

• 

  Community and Southern Bank F/K/A First National Bank of Georgia

  • Vice President and Commercial Loan officer

    • Jan 2010 - Sep 2011

    -Support existing client relationships while actively searching for new business relationships in the Atlanta market.-Produced new deposits which were part of the bank overall deposit growth of approximately 6%.-Expected to increase loan production by 12%.-Supported customers with various transactions and requests in a timely manner.

• 

  First National Bank of Georgia

  • Executive Vice President and Senior Loan Officer

    • Nov 1991 - Jan 2010

    -Provided leadership expertise and support to lending staff totaling over twenty loan officers (commercial and consumer)-Actively guide lending staff to maximize loan performance during loan workout situations.-Provided necessary information to Executive management so that sound financial decisions could be made.-Actively managed an individual $50 Million loan portfolio prior to assuming administrative duties.-Responsible for implementing the Bank's SBA program and producing in excess of $10 Million dollars.-Developed Bank's first loan production office in Newnan, GA while supervising six commercial loan officers and four support staff. Responsible for overseeing a $212 Million loan portfolio while maintaining past due loans of less than 2%.-Maintained budget constraints while identifying ways to increase revenue and decrease expenses.

• 

  SunTrust Bank

  • Carrollton, GA

  • Banking Officer

    • 1986 - 1991
    • Carrollton, GA

    -Consumer loan officer from 1986-1988.-Promoted to branch manager in 1988

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  Trust Company Bank

  • Installment loan and Factoring collections

    • 1983 - 1986