Experience

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  First Bank

  • Hamilton, NJ

  • Vice President - Lending

    • Dec 2008 - Mar 2014
    • Hamilton, NJ

    • Helped grow overall loan outstandings for a newly formed bank by growing and managing a diverse $20 million dollar portfolio.• Duties include calling on existing customers and prospects to sell both lending and non-lending products.• Other duties include underwriting loans including credit analysis, documenting and closing loans. • Administrative duties include monitoring the day-to-day operations of the portfolio including managing customer problems, the collection of past due loans and workout of problem loans as assigned by management.• Present borrowing requests to the Bank’s Senior Loan Committee and Board of Director’s on a case by case basis.• Territory includes Mercer, Middlesex and Union Counties.

• 

  PNC Bank (by acquisition of Yardville National Bank in 2007)

  • Hamilton, NJ

  • Vice President

    • Mar 2007 - Dec 2008
    • Hamilton, NJ

    • Managed a diverse loan portfolio that was grown from $14 million to over $100 million by expanding existing relationships and bringing in new customers. Customer base includes manufacturers, wholesalers, contractors, and trucking companies with sales ranging from five million dollars to sixty million dollars. In addition to C&I loans, experience also includes owner occupied and investment real estate loans.• anaged a loan relationship for a $100M commercial business that preceded my tenure and became a customer of Yardville National Bank.• Duties included cross-selling products by calling on existing customers and prospects. Other duties include underwriting loans including credit analysis, documenting and closing loans. Other administrative duties include collection of past due loans and managing the day- to-day operations of the portfolio.• Participate as a rotating member of the Banks’ Senior Loan Committee.• Territory includes Mercer, Middlesex and Union Counties.

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  Yardville National Bank

  • Hamilton, NJ

  • Vice President

    • Feb 1995 - Mar 2007
    • Hamilton, NJ

    Commercial Lending

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  First Jersey National Bank

  • Credit Department

    • 1974 - 1981