Experience

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  Zambia Aquaculture Enterprise Development Project

  • Lusaka, Zambia

  • Fund Manager-Aquaculture

    • Mar 2019 - Present
    • Lusaka, Zambia

    Key responsibilities include; * Stakeholder engagement to ensure coordinated implementation of project activities * Planning and tracking of project activities; creating key milestones and performance indicators* Financial management: ensuring project activities are done within and on budget. * Contract management: ensuring all procurements of goods and services are done within the approved legal framework and AfDB projects guidelines. * Performance management: providing high level project reports to stakeholders, working groups, executive committee and board. * Supervision of project staff: Provide technical guidance to the 39 engaged project staff across the country.

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  Citzens Economic Empowerment Commission (C.E.E.C)

  • Head Office, Lusaka, Zambia

  • Senior Credit Officer

    • Apr 2014 - Feb 2019
    • Head Office, Lusaka, Zambia

    * Ensure all credit requests are properly appraised with adherence to lending guidelines, and giving due consideration to associated risks and mitigants* Ensure all lending procedures comply with statutory regulations* Responsible for the review and presentation for approval of credit proposals maintaining a good balance between returns and risks exposure* Provide technical guidance to credit officers on the use of approved credit assessment tools to ensure high standard credit quality of the portfolio.* Led a team of credit staff to ensure that deliverables are executed within stipulated time* Engaged in the development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team members.* Review and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders.* Ensure timely and accurate delivery of Credit reports.

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  Madison Finance Company Limited

  • Head Office, Lusaka

  • Credit Analyst

    • Sep 2013 - Apr 2014
    • Head Office, Lusaka

    Responsible for the appraisal of credit facility applications involving understanding the SME clients’ businesses, their needs and structuring the right solutions while managing any inherent risks. I Actively participated in ensuring that pre-conditions of first disbursement are adhered to and the necessary corrective actions taken in case of changes in risk parameters. This role gave me relationship and portfolio management experience, helped develop analytical and problem-solving skills as well as being able to play a strategic role in the SME clients’ business growth

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  AB Bank Zambia Limited

  • Zambia
  • Banking
  • 500 - 600 Employee

  • Loan Officer Supervisor

    • Dec 2011 - Sep 2013

    Duties and Responsibilities:Ensure Loan Officers adhere to the bank's policies and regulations as they manage their respective portfolios.Review credit files prepared by Loan Officers checking that Risk analysis has been properly done, Client's repayment capacity is accurate, Customer needs properly assessed and Collateral requirements have been mate. Undertake monitoring of assessed business especially for big loans before disbursement and selective monitoring after disbursements to ensure adherence to repayment terms.

  • Loan Officer

    • Jul 2010 - Dec 2011

    Duties and Responsibilities ( Not limited to the following):Direct marketing of the bank's products and services especially loan products.Interview loan clients to understand customer needs, inherent risks and determine type of loan product suitable for their business using credit skills, ratio analysis and other risk management tools approved by the bank. Preparation and presentation of loan applications for approval to the Credit Officer Supervisor or Chief Credit Officer.Undertake loan monitoring and recovery of all loans under my portfolio.