Experience

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  HDBank

  • Hochiminh City, Vietnam

  • Business Analyst

    • Mar 2023 - Present
    • Hochiminh City, Vietnam

• 

  Golden Lotus International Investment & Trading

  • Hochiminh City, Vietnam

  • Finance Manager

    • Jan 2019 - Feb 2023
    • Hochiminh City, Vietnam

    • Development a portfolio of potential customers in order to offer them the most suitable funding project with a reasonable cost of using fund. • Receiving KYC information, analyzing the finance statements, evaluating all related risks, especially projects without collaterals.• Making credit analysis report in order to looking for an interested venture fund (from the US). • Consulting and guiding important terms and conditions in finance agreement signed between customer and funder. • Site visiting and pre-appraising collateral (if applicable).

• 

  Shinhan Bank

  • Vietnam

  • Credit Manager - FDI Center (CIB Division)

    • Oct 2017 - Dec 2018
    • Vietnam

    - Developing a portfolio of VIP customers (both local and foreign ones)- Managing a Corporate Relationship Manager team of 8 members.- Offering a total package which includes the suitable facility loans and credit lines for working capital, the reasonable interest rates, the attractive deposit interests, the flexible cash management solutions as the requirements from customers.- Offering the Direct Investment Capital Account service for FDI customers in order to manage their investment projects in Vietnam.- Consulting the legality and investment conditions for potential customers.- Checking the legality of loan applications and all related documents submitted by the Corporate RMs.- Analyzing the feasibility of customers' business plan, the acceptance of financial statements and the possibility of project cash flows.- Making the Credit Analysis Report for getting approval from the Loan Committee (or higher authority from Korea).- Maintaining the lending conditions to comply with approval conditions, internal and external regulations.- Planning and taking site visits with Credit Officers in order to check the facility capability and factory conditions.- Assisting the Division Director and the Deputy Director to make loan decisions and apply credit risks management.- Reporting and performing other assessments from the Board of Director.

• 

  Shinhan Vietnam Bank Ltd.

  • Vietnam

  • Credit Manager - Retail Loan Center

    • Nov 2016 - Oct 2017
    • Vietnam

    - Checking the loan documents submitted by Loan Officers- Maintaining the lending operations to comply with approval conditions, internal and external regulations- Planning and taking site visits with Loan Officers and/or Retail RM members- Assisting the General Manager and the Deputy General Manager to make loan decisions and apply the proper actions for risk management.- Reporting and performing other assessments from the Board of Management

• 

  Shinhan Vietnam Bank Ltd.

  • Long Thanh, Dong Nai, Vietnam

  • Credit Manager

    • Apr 2010 - Jan 2014
    • Long Thanh, Dong Nai, Vietnam

    • Planning and deploying the projects in both corporate and retail banking.• Following-up and developing both customers and market share.• Analyzing financial statements and business plans from customers.• Considering & approving all loans for customers.• Signing the credit agreements, acknowledgement of debts according to the power of attorney.• Suggesting attractive and reasonable interest rates applied for big & important customers.• Supervising the procedure of lending and collecting loan repayment.• Evaluating customers’ circumstances & then applying suitable credit policies to mitigate potential risks.• Reporting periodically to the Branch Director and the State Bank of Vietnam.

• 

  ShinhanVina Bank

  • Song Than, Binh Duong, Vietnam

  • Credit Officer

    • Jan 2007 - Jul 2007
    • Song Than, Binh Duong, Vietnam

    • Analyzing customers' business plans & making loan reports to the Branch Director for approval.• Following-up the loan's purpose and performance.• Collecting interest & loan repayment.• Making monthly reports to the State Bank of Vietnam.• Reporting periodically to the Loan Manager.

• 

  Saigon Bank for Industry and Trade

  • Saigon, Hochiminh, Vietnam

  • Credit Officer

    • Jan 2005 - Dec 2006
    • Saigon, Hochiminh, Vietnam

    • Evaluating customers' business plans and mortgaged assets.• Checking performance and purpose of loans.• Collecting monthly interest & loan repayment.• Reporting periodically to the Loan Manager.

• 

  People Committee

  • District No.1, Hochiminh, Vietnam

  • Public Servant

    • Aug 1997 - Oct 2004
    • District No.1, Hochiminh, Vietnam

    • Managing all administrative penalties in business.• Managing non-state enterprise operating in the district area.• Reporting business performances and situations of private affairs and enterprises.• Collaborating with the Department of Planning & Investment, the Industrial Department, the Bureau of Tourism and other related Departments to inspect all corporate activities.• Solving all related complains.• Replying to responsibly official documents.