Okay, let’s tackle this. So Trisha has 13 years of experience as a life insurance agent, which is a significant amount of time. She’s an independent representative for Primerica, which means she’s self-employed. Location is Winsted, Connecticut, which is a relatively small town. According to the Bureau of Labor Statistics, life insurance agents in the Northeast region, where Trisha is located, have a median annual salary of around $60,000. However, this figure doesn’t account for experience, skills, or industry demand. Given Trisha’s extensive experience and expertise in term life insurance, I’d estimate her hourly rate to be around $75, which is slightly above the median annual salary. This rate is also influenced by industry standards for experienced life insurance agents, who can charge higher rates due to their expertise and network.