Okay, let’s tackle this. So Trilochan has 13 years of experience in the insurance industry, which is a significant amount of time. His role as a Financial Service Professional at Penn Mutual suggests he has a strong understanding of the industry and its complexities. He also has experience in life insurance, which is a high-demand field. However, his experience as a dental surgeon for 31 years suggests he may have a strong foundation in healthcare, which could be valuable in the insurance industry. Location is Trenton, New Jersey, which is not a major hub for insurance professionals. Considering his experience and skills, I would estimate his hourly rate to be around $120, which is on the lower end of the scale for an insurance professional with his experience. This is because his experience as a dental surgeon is not directly related to the insurance industry, and he may not have the same level of expertise as someone with a background in finance or a related field. However, his 13 years of experience in the industry and his role as a Financial Service Professional suggest he is a strong candidate for this role.