Experience

• 

  Tonya Wilmore

  • Marriottsville, Maryland

  • Freelance Auditing/Wilmore Engineering LLC

    • Jan 2012 - Present
    • Marriottsville, Maryland

    Review documentation for compliance to federal requirements and agency requirements for various companies. Typically looking at volitile loans that either the company is in trouble or already closed. Also, assist husband with his business as operations manager. Went out to sites when need called for it.

• 

  Presidential Mortgage Lending

  • Gaithersburg, MD

  • Senior Underwriter

    • Feb 2009 - Dec 2011
    • Gaithersburg, MD

    Responsible for review, approval, counter-offers and compliance of all loan types including, CDA, VHDA, VA and FHA loans. Worked closely with originations, Operations Manager and operations staff to insure ALL loans met investor and agency guidelines.

• 

  Bank of America

  • Baltimore, Maryland Area

  • Vice President of Finance and Operations

    • Feb 2001 - Mar 2009
    • Baltimore, Maryland Area

    Vice President Corporate Manager for agency and corporate liasion for the Joint Venture Group and retail division of the Southeastern Region.Strong communicator with extensive experience in credit management, sales,service and process procedures with detailed organization of same. Oriented to positive results for the company, the TEAM and final outcome requirements. Has built and mentored engaged leaders andTEAM's. Oversaw agency approvals, compliance and deficiency management. Performed second reviews on all denials, counter-offers and loans exceeding $5,000,000. Assisted with training of originations and processing of government loans and insured agency changes were properly implemented. Implemented and developed monthly reports and spreadsheets to compare and report to high level management those areas of success and those needing improvement. Numerous other responsibilities. Travel: approximately 40% as required.

• 

  4 to 6 various companies since 1985

  • Baltimore, Maryland Area

  • Assistant Vice President Operations & Final Documentation Review

    • Jul 1985 - Feb 2001
    • Baltimore, Maryland Area