Okay, let’s tackle this. So Tony Hannifin has 24 years of experience in the insurance industry, which is a significant amount of time. He also owns his own company, Hannifin Financial Services Ltd, which suggests he has some level of expertise and possibly higher earning potential. However, his role is as an owner, not a high-level executive or consultant. His skills are also more focused on customer service and insurance rather than high-demand areas like tech or finance. Given his experience and industry, I would estimate his hourly rate to be on the lower end of the scale, around $75 per hour, which is a rough estimate considering national averages for insurance professionals in New Zealand.