Okay, let’s tackle this. So Tom O'Connor has a strong skill set in financial analysis, portfolio management, and investments. He's also familiar with Bloomberg and Morningstar, which are industry-standard tools. Location is Hartford, Connecticut, which is a mid-sized market. According to national averages, financial analysts with similar skills and experience can charge around $100-$150 per hour. However, considering his expertise in fixed income and equities, I'll estimate his rate to be on the higher end of that range, around $125 per hour.