Okay, let’s tackle this. So Tom Neff has a broad range of skills that are in demand across various industries. His experience in process improvement, management, and analysis is valuable, especially in the insurance sector. However, his location in Cedar Rapids, Iowa might affect his earning potential compared to larger cities. According to national averages, professionals with similar skills in the US can earn between $80-$150 per hour. Considering his experience and skills, I would estimate his hourly rate to be around $125, which is slightly below the average. However, this is just an estimate and actual rates may vary based on specific industry, company, and negotiations.