Okay, let’s tackle this. So Todd Seawall has 24 years of experience in finance, which is a significant amount of time. He has held a director position at a bank, which is a high-level role. His skills in portfolio management, investments, and risk management are in high demand. Location is Fremont, NE, which is not a major financial hub, but still has a decent cost of living. Considering his experience, skills, and education, I would estimate his hourly rate to be around $250. This is slightly below the average rate for a CFA in the US, which can range from $300 to $600 per hour, depending on the location and industry. However, Seawall's experience in banking and portfolio management puts him in a good position to command a premium rate, especially considering his director position at a bank.