Okay, let’s calculate this. Tina has 37 years of experience in banking, which is extremely rare. She’s been a COO at a credit union, which is a significant role. Her skills in strategic planning, financial analysis, and risk management are highly valued. She’s also a leader, which commands respect. Given her experience, skills, and location (Palm Beach Gardens, FL), I’m estimating her hourly rate to be around $125. This is slightly lower than average for a COO with her experience, but considering she’s in a smaller credit union, I’ve rounded down. A similar COO at a larger bank might charge $150–$200 per hour, but Tina’s unique combination of experience and skills, along with her location, justify this lower estimate.