Experience

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  Fit Finance

  • Brisbane, Queensland, Australia

  • Residential & Commercial Mortgage Broker

    • Feb 2023 - Present
    • Brisbane, Queensland, Australia

    As a Mortgage Broker, I bring a wealth of expertise and experience in property finance. With a strong track record of success, I specialise in delivering exceptional loan solutions to property developers, investors, businesses, and property owners.Throughout my career, I have honed my skills across various areas of lending, allowing me to offer a comprehensive range of financing options tailored to the unique needs of my clients.My areas of expertise include:Commercial Mortgages: I have a deep understanding of the commercial real estate market and possess the ability to structure loan packages that align with the specific requirements of property developers and investors.Construction Finance: I am adept at managing the intricacies of construction finance, ensuring smooth progress and timely disbursements for development projects of various scales and complexities.Structured Debt and Equity: Leveraging my financial acumen, I excel in structuring debt and equity arrangements for complex projects, optimising returns for my clients.Business Finance (equipment, cash flow): With a focus on supporting business growth, I have extensive experience in structuring financing solutions for equipment purchases and managing cash flow requirements.Self Managed Super Fund (SMSF) Finance: I possess a thorough understanding of SMSF regulations and investment strategies, enabling me to provide guidance on financing options for clients looking to invest their superannuation funds in property ventures.By leveraging my diverse skill set and industry knowledge, I have consistently delivered tailored financing options that meet the unique needs of my clients. I pride myself on my ability to provide exceptional service and achieve outstanding results.

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  The Brokerage

  • Brisbane CBD, Queensland, Australia

  • Senior Commercial Lender

    • Oct 2021 - Feb 2023
    • Brisbane CBD, Queensland, Australia

    As a Senior Commercial Lender, I leverage my extensive expertise and experience in property finance. My specialisation lies in providing exceptional loan solutions to property developers, investors, businesses, and property owners. During my tenure at The Brokerage, I have cultivated my skills across diverse lending areas such as commercial mortgages, construction finance, residential mortgages, structured debt and equity, business finance, and self-managed super fund finance. This comprehensive skill set enables me to deliver customized financing options that perfectly align with the unique requirements of my clients.My expertise includes:- Commercial Mortgages- Construction Finance- Structured Debt and Equity- Business Finance (equipment, cash flow)- Self Managed Super Fund Finance

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  Commonwealth Bank

  • Brisbane, Queensland, Australia

  • Business Banker

    • Nov 2020 - Oct 2021
    • Brisbane, Queensland, Australia

    Facilitate great customer conversations to understand customer goals and needs and provide relevant and timely solutions. This will include the origination of a range of solutions for businesses including, but not limited to, commercial lending up to $1M, asset finance, merchant facilities, and everyday banking solutions.Proactively engage customers to support their business and personal goals.Be a brand ambassador within the local business community, building awareness of the CBA business banking proposition. This may also involve hosting small business education events that support the ongoing financial well-being of businesses.Regular attendance at key stakeholder meetings to help build awareness of the Small Business service offering and proactively work together to build referral partnerships.Lending products include:- Term loan- Line of credit- Secured and unsecured overdrafts- Equipment finance/ chattel mortgage- Business credit card- Home lending- Bank guarantees

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  Suncorp Group

  • Brisbane, Queensland, Australia

  • Small Business Banking Manager

    • Oct 2019 - Nov 2020
    • Brisbane, Queensland, Australia

    Experience within the call center environment, providing business banking solutions to our customers and staff that operate from the Suncorp branches or other internal departments.Capability to provide lending solutions to all types of small business entities such as sole traders, partnerships, corporate trustees, individual trustees and company entities. Lending products include; term loan, line of credit, secured and unsecured overdrafts, equipment finance/ chattel mortgage, business credit card, home lending, bank guarantees.Product knowledge in a variety of other lending facilities such as; SMSF Lending, international and domestic trade finance, invoice finance and letter of credits. While these products may not fall within the Small Medium Enterprise sector, having the knowledge on these products has helped me retain the inquiry and refer onto the appropriate lenders within the bank.

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  NAB

  • Business Banking Associate

    • Aug 2016 - Aug 2019

    Day to day customer management – this incorporates tasks such as renewing matured Term Deposits, setting up Internet Banking or NAB connect for online access, answering enquiries and fulfilling requests.Working autonomously to exceed my personal working capacity as well as working within a team environment to achieve our team expectations.Fluent in interpreting and understanding financial statements such as Profit and Loss, Balance Sheets and Corporate structure attributed through my Bachelor of Business degree and my experience as a Business Banking Associate.Being able to adapt to change; as legislation, regulation and bank policy changes regularly.Comfortable in formulating lending strategies as well as preparing credit submissions for new or increased lending or proving other financial products.Collaborating with other partnerships and business partners in business banking to provide customers a full offering. Experience in Equipment Finance, Foreign Exchange, Interest Rate Risk Management, Trade and Working Capital, Commercial Real Estate, Professional Services (Financial Planning, Accounting, Solicitors), Online Banking.Within the last 6 months I’ve had experience in writing complex Credit Memos for a Senior Business Banking Manager files and preparing the lending submission for an in-house approval and drawdown. The experience cemented my passion for business banking and my desire to take my career to the next step.

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  National Australia Bank

  • Australia
  • Banking
  • 700 & Above Employee

  • Product Research Team Leader

    • Sep 2015 - Jun 2016

    Involvement with a large scale project to convert our current methods of capturing data into a new robust system within the NAB Financial Planning system Xplan.Working closely with a Senior Business Consultant, we were able to discover some fantastic changes that we could implement that could make our processes easier and more efficient, increasing the potential of the Research Team.Conducting fortnightly Team Meetings, this has helped me keep in touch with how my team is feeling which is very important to me. This also helped me discover any issues that they are facing which we are all able to discuss in an open forum.I personally created a new work tool that has been distributed to the entire NAB Financial Planning network. I have only received really positive feedback about this spreadsheet, and I feel like it is a tool which we haven’t seen before. I feel proud that I was able to create something from scratch that received such a positive response.Also includes all skills, duties and achievements listed below as a Team Member

  • Product Research Team Member

    • Jan 2015 - Sep 2015

    Experience using XPLAN, specifically Advice Wizard, Supersolver, and general navigation of client information.Responsible for liaising with business partners such as financial planners, paraplanners, and customer service officers in team leaders’ absence.Enthusiastic to perform extra duties in addition to normal working capacity such as PDS updating, Paraplanning admin and leading a team meeting.Successfully completed a Statement of Advice using XPLAN, with great feedback from my team leader regarding its quality with respect to the limited assistance needed.Providing research to Financial Planners about their clients existing superannuation and personal insurance products within a timely manner.This has given me excellent exposure to the financial services industry and the product knowledge to be able to confidently advise our clients.Thinking outside of the box to explore ways to make our processes more efficient and resourceful for our team.

  • Customer Adviser

    • Jul 2013 - Jan 2015

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  Independent Grocers of Australia

  • Store Supervisor

    • Jan 2010 - Mar 2013

    Maintaining excellent customer relations and customer satisfaction.Regularly perform Quality Assurance/Checks and Product Compliance in accordance Australian Standards.Supervision of up to 4 staff at any one time.Conduct regular change draw checks.Reconciliation of registers at the end of any employees shift.Organisational skills, communication skills, attention to detail, ability to work by myself or as a part of a team when necessary.

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  Subway

  • Store Supervisor

    • Jan 2007 - Jan 2010

    Supervision of up to 3 staff at anyone one time.Maintaining excellent customer relations and customer satisfaction.Reconciliation at the end of trade.Managing stock levels.

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  Video Game

  • Retailer

    • Jan 2006 - Jan 2007

    Experience in personal sales with customers.Experience in handling money and processing transactions.