Experience

• 

  NBS Bank

  • Blantyre, Southern Region, Malawi

  • Manager, Risk

    • Jul 2018 - Present
    • Blantyre, Southern Region, Malawi

    Responsible for the leadership, innovation, governance, and management necessary to identify, evaluate, mitigate, and monitor the Bank's operational, reputational and strategic risk.

• 

  FDH Financial Holdings Limited

  • Blantyre

  • Operational Risk & Forensic Investigations Manager

    • Jul 2017 - Jun 2018
    • Blantyre

• 

  Standard Bank Limited

  • Lilongwe

  • Manager, Procurement & Logistics

    • Aug 2015 - Nov 2016
    • Lilongwe

• 

  Standard Bank Limited

  • Lilongwe

  • Manager, Operational Risk

    • Jul 2011 - Jun 2015
    • Lilongwe

    Responsible for Operational Risk activities including risk reporting and trend analysis, incident management and root cause analysis, BCM oversight, project management and preparing senior management risk reports. The job also involves working with various groups across the Bank within Operations, Legal, Compliance, and other Risk type functions, firm wide core business teams, vendors, and IT. Main Responsibilities1. Implementation, validation and monitoring of operational risk management processes within the business2. Continuously improve the operational risk processes with the intention of adding value to business whilst introducing practices that are fit for purpose in line with leading global practices3. Validate reported operational incidents and exceptions, perform root cause analyses, identify potential opportunities for improvements to upstream processes/systems. Provide adequate operational risk review and evaluation of new product releases, and emerging risks due changes to products and service offerings within the business 4. Perform sample-based back-testing analysis on specific operationally vulnerable areas to pre-empt the development of standards, procedures and process maps where operational gaps exist across businesses5. Facilitate RCSA’s and KRI’s workshops with business; and monthly collation and validation of Key Risk Indicators, and other relevant ERM metrics6. Monitor bank’s insurance cover by way of review of the insurance return to ensure that assets are adequately protected against losses7. Pro-actively identify control deficiencies from Internal Audit, Risk Assurance, Forensics, BCM, incident reports and external sources (those outside of immediate environment) and through gap analysis to ensure ‘fit for purpose remediation by business of any risk exposures8. Effective performance and career management of subordinates

• 

  The Reserve Bank of Malawi

  • Senior Internal Auditor

    • Aug 2004 - Jun 2011

    • Systems documentation and process mapping of different processes in the Bank.• Developing audit programmes and performing internal systems and financial audits• Formulating opinions ,developing recommendations and preparing audit reports for presentation to Senior Management • Providing assurance on the adequacy and effectiveness of controls and risk management.• Preparation and execution of annual audit plans (Risk based approach) • Fraud investigations• Ensuring that bank assets and interests are safeguarded from any loss and that are used effectively and efficiently.

• 

  Malawi College of Acccountancy

  • Lecturer in Accounting and Finance

    • Jan 2004 - Jul 2004

    • Teaching ACCA technician and professional students. • Conducting short courses in accounting and finance• Presenting papers at various seminars and workshops in accounting and finance• Consultancy in accounting and finance