Okay, let’s tackle this. So Tim Welch has 40 years of experience in the insurance industry, which is a significant amount of time. His role as Director of Claims at IMT Insurance suggests he has a high level of expertise in claims management. Location is Dallas County, Iowa, which is a relatively small market. Insurance professionals with his level of experience in a smaller market might charge lower rates. Maybe around $100–$200 per hour? But considering his 40 years of experience, maybe higher. Some insurance executives with similar experience might average $150–$250 per hour. So I’ll estimate around $125