Okay, let’s calculate this. Tim has 20+ years of experience in commercial banking, which is a significant amount of time. His skills in credit analysis, portfolio management, and risk management are highly valued. He has held senior leadership positions, which also contributes to his earning potential. Location is New Orleans, which is a major financial hub. Commercial banking professionals with his level of experience and expertise can command high rates. According to Glassdoor, senior commercial bankers in the US can earn between $150,000 and $250,000 per year. Considering his experience and location, I estimate his hourly rate to be around $250.