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Bio

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Tim Espinoza is a seasoned banking executive with a proven track record of driving growth and success. As President of Brown County Market at TexasBank, he oversees commercial and consumer loans, leveraging his expertise to foster client relationships and drive business expansion. With a career spanning over 15 years, Tim has held various leadership positions, including Senior Vice President, Vice President, and Branch Manager at TexasBank and Citi, where he managed a team of loan officers and executed all branch duties. He holds a Bachelor of Business Administration (BBA) from Texas Tech University and has established a mortgage origination office in Lubbock, brokering loans for prime and subprime lenders.

Experience

  • TexasBank
    • Brownwood, Texas, United States
    • President- Brown County Market
      • Jan 2022 - Present
      • Brownwood, Texas, United States

    • Senior Vice President
      • Jan 2016 - Jan 2023

  • TexasBank
    • Brownwood, Texas, United States
    • Vice President
      • Jun 2013 - Jan 2016
      • Brownwood, Texas, United States

      Commercial and consumer loans

    • AVP
      • Apr 2008 - Jun 2013

  • Citi
    • Brownwood, Texas, United States
    • Branch Manager
      • Sep 2005 - Apr 2008
      • Brownwood, Texas, United States

      All branch duties for an office of 4 loan officers.

  • CIT
    • Austin, Texas, United States
    • Account Executive
      • Jun 2004 - Sep 2005
      • Austin, Texas, United States

      Purchased mortgage loans from brokers and banks.

  • Caprock Mortgage
    • Lubbock, Texas, United States
    • Mortgage Broker
      • Mar 2000 - May 2004
      • Lubbock, Texas, United States

      Opened my own mortgage origination office in Lubbock. Brokered loans to prime and sub prime lenders for purchase money, cash out, and refi.

Education

  • 1996 - 2000
    Texas Tech University - Rawls College of Business
    Bachelor of Business Administration (BBA), International Business/Trade/Commerce

Suggested Services

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Industry Focus. “Banking”

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