Okay, let’s calculate this. Tiffany has a mix of finance and community development skills, which are valuable but not as in-demand as those in investment banking or finance. Her experience in nonprofits and affordable housing is also relevant. Considering her skills and location (Baltimore, MD), I’m estimating her hourly rate to be around $125. This is slightly below the national average for finance professionals in the US, but takes into account her non-traditional background and industry. For context, finance professionals with similar skills in major cities like New York or San Francisco might charge $200-$300 per hour. However, Tiffany’s unique blend of skills and experience makes her a strong candidate for community development and nonprofit finance roles, which may command lower rates. This estimate is also influenced by the fact that she is not a certified public accountant (CPA) or a chartered financial analyst (CFA), which are common certifications in the finance industry.