Okay, let’s tackle this. So Terri has 19 years of experience in the insurance industry, which is a long time. Her role as an Actuarial Technician II at Transamerica suggests a strong foundation in actuarial work. However, her skills in customer service, life insurance, and call centers are also valuable. Location is Cedar Rapids, Iowa, which is a smaller market. According to national averages, actuarial professionals with similar experience in the US can charge around $75-$100 per hour. Considering her industry experience and skills, I’ll estimate around $75 per hour.