Teresa Chan is a seasoned Associate Director at ANZ, where she has been driving growth and delivering tailored solutions for multinational clients since April 2019. With a strong background in credit analysis and commercial banking, Teresa has fostered cross-border relationships with ANZ counterparts in Australia, the UK, Europe, the USA, and Asia, facilitating seamless transactions and partnerships. As a skilled finance professional, Teresa brings expertise in credit risk management, loans, and mortgage lending, with a proven track record in small business lending and retail banking. Her experience in banking has equipped her with a deep understanding of the industry, enabling her to provide innovative solutions for clients. Teresa holds a Bachelor of Commerce (BCom) from The University of Western Australia, with a focus on accounting and finance. Fluent in Cantonese, she is well-versed in the nuances of the language, which has facilitated her success in her international roles.