Okay, let’s tackle this. So Ted has 11 years of experience as Vice President, which is a significant level of seniority. His location is Miami, Florida, which is a major financial hub. Finance professionals with his level of experience and education typically charge higher rates. However, considering the company is called Effective Capital, which might not be a top-tier financial institution, I'll estimate lower than average. Maybe around $125–$175 per hour? But considering his Master of Science degree in Finance, which is a reputable degree, I'll lean towards the higher end of that range. Some finance professionals with similar experience and education might average $150–$200 per hour. So I’ll estimate around $125, but with a note that this is a conservative estimate.