Okay, let’s tackle this. So Tammie has 20 years of experience as a Loan Officer, which is a significant amount of time in the mortgage industry. Her skills in Microsoft Office and Excel are also valuable assets. Location is Baltimore, MD, which is a major financial hub. According to national averages, Loan Officers with her experience and skills can charge around $75-$100 per hour. Considering her extensive experience and location, I estimate her hourly rate to be around $75.