Experience

• 

  ProCredit Bank a.d Belgrade

  • Serbia
  • Banking
  • 200 - 300 Employee

  • Medium Business Client Adviser

    • Apr 2024 - Present

  • Small business Senior Client Adviser

    • Jul 2013 - Jun 2024

    - Responsible for the development and achievement of sales through the direct sales channel- Focusing on growing and developing existing clients, together with generating new business- Collection and control of the necessary documentation in accordance with National Bank of Serbia regulations- Analysis of client business- Financial analysis: performance analysis of client's business, financial and operational performance- Risk assessment- Client Classification- Preparation and presentation of proposals for the Credit Committee prepared on the basis of the analysis;- consulting the client for business and for taking the loan, investments, etc.

  • Senior Credit Analyst for Small clients

    • Sep 2011 - Jun 2013

    - SWOT analysis,- Ratio analysis, - Determining of current and potential risks,- Economic effectiveness of investments, both current and future,- Research of the markets for suppliers and buyers, - Analysis of all balance positions in Brutto balance and official annual report, - Projection of business and cash flow for several years, - and as very important part- consulting the client for business and for taking the loan, investments, etc.

  • Outlet Manager

    • Jun 2009 - Sep 2011

    - Managing of the credit department within the Outlet (planning for achieving necessary goals, managing, organizing of employees and controlling the processes) - Managing human resources in the other departments in Branch, also- Meetings with clients no matter they were private individuals with higher deposits or loans, or business clients,- Budget (managing of the all costs of the Branch within the planned costs, paying, control of booking that costs in the Main book), - Managing the profitability of the Outlet, i.e. determining and implementation of the measures which will bring the planned goals.

• 

  ProCredit Bank a.d Belgrade

  • Serbia
  • Banking
  • 200 - 300 Employee

  • Credit Analyst for Corporate clients

    • 2007 - 2009

    - SWOT analysis,- Ratio analysis, - Determining of current and potential risks,- Economic effectiveness of investments, both current and future,- Research of the markets for suppliers and buyers, - Analysis of all balance positions in Brutto balance and official annual report, - Projection of business and cash flow for several years, - and as very important part- consulting the client for business and for taking the loan, but also, if necessary,- complete process from Application of the client till disbursement of the loan.

  • Senior accounting and credit administration back officer

    • 2004 - 2007

    - Fixed assets (planning, purchasing within the budget),- Everyday control of the cahiers,- Treasury supervision,- Budget (managing of the all costs of the Branch within the planned costs, paying, control of booking that costs in the Main book), - Some bookings in credit applications,- Taxes accounting for the Branch, - Supervision of employees of the Front office, - Managing the profitability of the Branch by controlling, financial planning, and suggesting of the budget, - Planning one part of the Bank revenues- private individuals deposits and loans in the next five years, etc.

• 

  ProCredit Bank a.d Belgrade

  • Kragujevac

  • Credit administration back officer

    • Jan 2003 - 2003
    • Kragujevac

• 

  Chain industry “Filip Kljajic” Kragujevac

  • Import Department Manager

    • 2002 - 2002

    - Managing human resources- Cooperation with foreign suppliers- Cooperation with freight forwarding firms- Cooperation with shipping firms- Cooperation with National Bank of Serbia for import licences - Cooperation with Custom department in Kragujevac- Cooperation with Ministry for economic cooperation with abroad- Planning necessary purchases annually, quarterly and monthly according to the plans of Production dpt. and Sales DPT.- Managing currency of payment to suppliers and coordination with Financial DPT.

  • Import Supply Officer

    • 2000 - 2002

• 

  Accounting agency “Birokont Stamenkovic” Kragujevac

  • Kragujevac

  • Accountant

    • 2000 - 2000
    • Kragujevac