Experience

India Ratings & Research - A Fitch Group Company

• India
• Financial Services
• 200 - 300 Employee

• Analyst

  • Oct 2022 - Present



Kotak Mahindra Bank

• India
• Banking
• 700 & Above Employee

• Senior Credit Manager

  • Jun 2021 - Oct 2022

  Driven Credit Manager focused on assessing client's background by providing superior service and support. Conducted Statutory, Tax Audits, ranging from auditing of financial statements, organizing the compliance and substantive testing, reasonableness tests and analytical reviews. Skilled in English, Microsoft Excel, Microsoft Word, Microsoft PowerPoint, and Auditing. Professional graduated from The Institute of Chartered Accountants of India. Driven Credit Manager focused on assessing client's background by providing superior service and support. Conducted Statutory, Tax Audits, ranging from auditing of financial statements, organizing the compliance and substantive testing, reasonableness tests and analytical reviews. Skilled in English, Microsoft Excel, Microsoft Word, Microsoft PowerPoint, and Auditing. Professional graduated from The Institute of Chartered Accountants of India.



ICICI Bank

• India
• Banking
• 700 & Above Employee

• Deputy Manager - Business Loan Group

  • May 2020 - Jun 2021

  * Understanding the client’s business, structuring, analyzing and fulfilling working capital (Cash Credit, Overdraft, Bank Guarantee, Letter of Credit, Gold Metal Loan) and term loan requirements. * Performing pre-assessment of proposed limit account by conducting CIBIL, Market dominance check & suppliers review to avoid stress cases and rework. * Understanding the client’s business, structuring, analyzing and fulfilling working capital (Cash Credit, Overdraft, Bank Guarantee, Letter of Credit, Gold Metal Loan) and term loan requirements. * Performing pre-assessment of proposed limit account by conducting CIBIL, Market dominance check & suppliers review to avoid stress cases and rework.



A P Sanzgiri & Co

• India
• Accounting
• 1 - 100 Employee

• Audit Assistant

  • Dec 2018 - Apr 2020

  * Statutory & Concurrent Bank audits including stock audits of the clients for the bank * Ensuring compliances with the Income Tax Act and RBI regulations * Compliance of Tranche IV for Foreign banks * Conducting reviews /credit appraisals for the bank * Statutory & Concurrent Bank audits including stock audits of the clients for the bank * Ensuring compliances with the Income Tax Act and RBI regulations * Compliance of Tranche IV for Foreign banks * Conducting reviews /credit appraisals for the bank



Vinod S Mehta & Co.

• Mumbai, Maharashtra, India

• Articled Assistant

  • Aug 2014 - Aug 2017

  Conducted Statutory, Tax and VAT Audits, ranging from auditing of financial statements, organizing the compliance and substantive testing, reasonableness tests and analytical reviews. Conducted Statutory, Tax and VAT Audits, ranging from auditing of financial statements, organizing the compliance and substantive testing, reasonableness tests and analytical reviews.