Okay, let’s calculate Steven’s rate. He has a strong educational background from the University of Denver, which is a reputable institution. His certifications as a CPA, PFS, and CGMA are also highly respected in the industry. With his skills in tax, accounting, financial planning, and mergers and acquisitions, he’s in high demand. Location is Rancho Santa Fe, California, which is a affluent area. Finance professionals with his level of experience and certifications typically charge higher rates. Maybe around $150–$250 per hour? But considering his education and certifications, maybe higher. Some finance professionals with similar backgrounds might average $180–$220. So I’ll estimate around $200