Okay, let’s tackle this. So Steve has 12 years of experience in writing, research, and management. His skills in Microsoft Office, Excel, and Word are in demand. He also has expertise in negotiation, public speaking, and customer service. Location is Jupiter, Florida, which is a relatively affordable area. Considering his experience and skills, I estimate his hourly rate to be around $125, which is slightly below the national average for writers and management experts. This is because his unique educational background and lack of a traditional law or finance degree may affect his earning potential. However, his experience and skills in writing, research, and management are still valuable and in demand.