Okay, let’s tackle this. So Steve has 40 years of experience as an Actuary, which is a significant amount of time. His role at AEGON involves pricing Medicare Supplement and other Supplementary Health products, which is a high-demand area. Actuaries with his level of experience and expertise can command higher rates. Considering his location in Baltimore, MD, and the insurance industry, I estimate his hourly rate to be around $250. This is slightly lower than the average rate for actuaries in the US, but taking into account his extensive experience and industry expertise, it’s a reasonable estimate.