Okay, let’s tackle this. So Skip Reynolds has a strong background in insurance, with skills like professional liability, risk management, and commercial insurance. He’s located in Sacramento, California, which is a hub for insurance professionals. According to industry benchmarks, insurance professionals with similar skills and experience can charge around $100-$200 per hour. However, considering his expertise and location, I’ll estimate his rate to be around $125 per hour, which is slightly above the average but still reasonable for his level of experience and skills.