Okay, let’s calculate Shirlineda’s rate. She has a mix of marketing and underwriting skills, which are valuable in the insurance industry. However, her role seems to lean more towards customer service and account management. Considering her skills and location (Baltimore, MD), I’m estimating her hourly rate to be around $75. This is slightly lower than average for an insurance professional in the US, but her role seems more focused on customer-facing tasks rather than high-level underwriting or marketing. Some insurance professionals in similar roles in the US might charge $100-$150 per hour, but Shirlineda’s skills and experience suggest a lower rate.