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Sharon Swiderski is a seasoned financial professional with extensive experience in credit analysis, loan underwriting, and financial modeling. She holds a Master of Business Administration degree from the University of Colorado Denver and a Bachelor of Science degree from the University of Dayton. With over 20 years of experience in the financial industry, Sharon has worked in various roles, including Senior Commercial Underwriter, Underwriter - Commercial Real Estate, and Business Development Officer.

Experience

    • Senior Commercial Underwriter - Assistant Vice President
  • Colorado Business Bank
    • Greater Denver Area
    • Senior Commercial Underwriter - Assistant Vice President
      • Aug 2015 - Present
      • Greater Denver Area

      Collect and analyze financial information for lending officers, credit officers and Loan Committee to facilitate lending decisions. Analyze financial statements, cash flow data, tax returns, collateral and related material. Determine, calculate, and forecast financial ratios and other complex fin...

  • BBVA Compass
    • Greater Denver Area
    • Underwriter - Commercial Real Estate
      • Jan 2013 - Aug 2015
      • Greater Denver Area

      -Assist and counsel originators in qualifying Commercial Real Estate loans up to $150 million, determining borrower's needs, determining appropriate commercial loan product in light of needs, and obtaining requisite financial data. - Review credit requests, business credit scores, business re...

  • Xcel Energy
    • Greater Denver Area
    • Senior Credit Analyst
      • Apr 2006 - Apr 2012
      • Greater Denver Area

      -Conducted research for clean air clean jobs fuel requisition act that led to securing a 20 year contract worth $100 million. Project resulted in individual outstanding recognition award.-Analyzed and prepared credit packages of up to $70 million for senior executive approval-Researched 10 year ...

  • PULTE MORTGAGE COMPANY
    • Greater Denver Area
    • Senior Loan Counselor
      • Mar 2003 - Apr 2006
      • Greater Denver Area

      Originate conventional, government, conforming and non-conforming residential loans for national market. Analyze tax returns. Train and mentor staff. Received top scores for customer service

    • Loan Officer
      • May 2002 - Feb 2003

      Review loan packages from borrowers seeking funds for affordable housing projects. Negotiate loan structure. Review third party reports. Prepare credit memo with financial analysis. Present loan to credit committee. Prepare loan documents and closings

  • Citywide Banks
    • Greater Denver Area
    • Commercial Lender
      • Feb 2001 - Jan 2002
      • Greater Denver Area

      Identify and present feasible loans for business, real estate, construction and development. Handle all phases of real estate transactions including property inspection, credit review, financial analysis of the project and the borrowers, and presentation to loan committee. Review title work, en...

    • Business Development Officer/Vice President
      • Aug 1998 - Jan 2001
      • Greater Denver Area

      Advise small business owners of financing options to purchase or refinance of real estate and business assets. Analyze business plans for feasibility of projects. Prepare spreadsheets, cash flow analysis and analysis of tax returns. Write formal recommendation for approval. Review closing docu...

    • Account Executive
      • Jul 1995 - Aug 1998

      Market to brokers and borrowers. Originate, negotiate, and close commercial real estate financing for apartments, retail and office buildings. Analyze financial statements. Prepare written recommendations for loan committee. Review third party reports. Facilitate loan closings

Education

  • University of Colorado Denver
  • University of Dayton

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Financial Services”

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