Bio
Experience
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Senior Commercial Underwriter - Assistant Vice President
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Colorado Business Bank
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Greater Denver Area
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Senior Commercial Underwriter - Assistant Vice President
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Aug 2015 - Present
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Greater Denver Area
Collect and analyze financial information for lending officers, credit officers and Loan Committee to facilitate lending decisions. Analyze financial statements, cash flow data, tax returns, collateral and related material. Determine, calculate, and forecast financial ratios and other complex fin...
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BBVA Compass
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Greater Denver Area
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Underwriter - Commercial Real Estate
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Jan 2013 - Aug 2015
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Greater Denver Area
-Assist and counsel originators in qualifying Commercial Real Estate loans up to $150 million, determining borrower's needs, determining appropriate commercial loan product in light of needs, and obtaining requisite financial data. - Review credit requests, business credit scores, business re...
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Xcel Energy
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Greater Denver Area
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Senior Credit Analyst
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Apr 2006 - Apr 2012
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Greater Denver Area
-Conducted research for clean air clean jobs fuel requisition act that led to securing a 20 year contract worth $100 million. Project resulted in individual outstanding recognition award.-Analyzed and prepared credit packages of up to $70 million for senior executive approval-Researched 10 year ...
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PULTE MORTGAGE COMPANY
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Greater Denver Area
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Senior Loan Counselor
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Mar 2003 - Apr 2006
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Greater Denver Area
Originate conventional, government, conforming and non-conforming residential loans for national market. Analyze tax returns. Train and mentor staff. Received top scores for customer service
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Loan Officer
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May 2002 - Feb 2003
Review loan packages from borrowers seeking funds for affordable housing projects. Negotiate loan structure. Review third party reports. Prepare credit memo with financial analysis. Present loan to credit committee. Prepare loan documents and closings
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Citywide Banks
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Greater Denver Area
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Commercial Lender
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Feb 2001 - Jan 2002
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Greater Denver Area
Identify and present feasible loans for business, real estate, construction and development. Handle all phases of real estate transactions including property inspection, credit review, financial analysis of the project and the borrowers, and presentation to loan committee. Review title work, en...
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SIERRAWEST BUSINESS LENDING, A DIVISION OF BANK...
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Greater Denver Area
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Business Development Officer/Vice President
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Aug 1998 - Jan 2001
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Greater Denver Area
Advise small business owners of financing options to purchase or refinance of real estate and business assets. Analyze business plans for feasibility of projects. Prepare spreadsheets, cash flow analysis and analysis of tax returns. Write formal recommendation for approval. Review closing docu...
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Account Executive
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Jul 1995 - Aug 1998
Market to brokers and borrowers. Originate, negotiate, and close commercial real estate financing for apartments, retail and office buildings. Analyze financial statements. Prepare written recommendations for loan committee. Review third party reports. Facilitate loan closings
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Education
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University of Colorado Denver
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University of Dayton
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