Okay, let’s calculate Sedrick’s rate. He has a graduate degree from Stanford, which is a top-tier university. This adds value to his skills. His skills include management, leadership, financial analysis, and risk management, which are in demand. Location is Oakland, California, which is a tech hub. However, his skills don’t seem to be in the tech industry, so the rate might be lower than what a software engineer would charge. Considering his education and skills, I’d estimate his rate to be around $125 per hour, which is on the lower end of the spectrum for financial management professionals.