Okay, so Scott Smith has a broad range of skills, including sales, mortgage lending, and customer service. His experience in leadership and management suggests he can handle complex financial tasks. However, his role as a finance professional might not command the highest rates. Considering his skills and experience, I'd estimate his hourly rate to be around $75, which is a reasonable rate for a finance professional with a broad skill set. This rate is also in line with industry standards for finance professionals in the Baltimore, MD area.