Experience

• 

  Atul Auto Ltd.

  • India
  • Motor Vehicle Manufacturing
  • 700 & Above Employee

  • General Manager- Retail Finance & Channel Funding

    • Jun 2023 - Present

  • Dy.GM- Retail finance & Channel Funding

    • May 2021 - May 2023

• 

  Piaggio Vehicles Pvt. Ltd.

  • New Delhi Area, India

  • Retail Finance Manager-North

    • May 2016 - May 2021
    • New Delhi Area, India

    Bank/ Nbfc/ PSU/ Local Financiers tie- up, MOU,Finance scheme implementation, Portfolio management, Channel partners and sales team support to achieve targets, Electric Vehicles/SCV/CV/ Auto /CE Finance management etc.

• 

  IndusInd Bank

  • Lucknow, Uttar Pradesh, India

  • Branch/Hub Head -vehicle Finance Division ( SCV,CV,CE,Auto/Car finance, Tractor finance Div.)

    • May 2014 - May 2016
    • Lucknow, Uttar Pradesh, India

    Total  13.7 years plus of  Experience with Automobiles/Automotives, Bank & NBFC in Retail Finance-Construction Equipment /commercial vehicle/auto  finance,small commercial vehicles (SCV) Industry - MOU,Bank liaison,Financiers tie up,NBFC,PSU,National bank,Private financiers,etc Implementation of scheme,portfolio control and Handling branches, Collections, overall branch administration, balance between a mix of sales and service ,managing team, Liaison with  Dealers, manufacturers, customers for finance, Dealership for facilitating finance for CV range of Products for retail and strategic customers, collection team, monitoring the competition's pricing for retail and strategic clients & Fleet owners, Scrutiny loan proposal -documentation and resolving credit query, Scanning of Marketing Scheme with respect to Competitions, organizing Event for Loan mela, DSA & DMA and offering better service to client. Daily reports/ MIS , sales/business development,  Dealer Management, Dealer development, channel management, DMA/DSA management, collections control, legal coordination ,coordination with local advocate for legal matters , scrutiny of collections bucket wise, coordination with vehicle seizer /repo agency, coordination with police station ,negotiation, customer visit, NPA , crack the hard cases, Repo stock clearance, relationship building, PDC cycle and OTC scrutiny,  report finalization, NOC release, contract booked and disbursed -pipe line-reports,  debtors report,  final settlement ,IRR/Yield management , KYC/proposal scrutiny,  branch yield/profit, team handling, team priductivity, TAT management, Channel mgmt, Scanning competitors for strengthen market share.

• 

  SREI EQUIPMENT FINANCE LTD.

  • New Delhi Area, India

  • Manager

    • May 2012 - Apr 2014
    • New Delhi Area, India

    Commercial vehicle finance, Captive finance of Volvo Eicher, HCV, LCV , Construction Equipment Finance, etc.Collection, Business Development,Dealer relationship, OEM relationships, AR in court for collection and legal coordination for Sec 138 and mediation , Sec 19/17 repossession, police and seized coordination for repossession etc.

• 

  L&T Finance

  • Sr.Excutive E1 band-(CV Finance Div.)

    • Jul 2008 - Apr 2012

    Commercial vehicle, Car finance,LCV HCV , Relationship building with Dealer , OEM etc .Business development and collection soft bucket.court AR and legal for Sec 138.

• 

  Shriram Transport Finance Company Limited

  • Regional sales & Operations Coordinator

    • Jan 2005 - Mar 2008