Experience

• 

  Britts Imperial University College

  • Sharjah, United Arab Emirates

  • Visiting Professor-Executive MBA Program

    • Jul 2022 - Present
    • Sharjah, United Arab Emirates

    Instruct on established courses of Finance for Managers and Global Economics.

• 

  .

  • United Arab Emirates

  • Business Advisor

    • Aug 2021 - Present
    • United Arab Emirates

    • Provides direct technical assistance to small business clients in the research and development of business plans, marketing plans, loan proposals and related business development requirements.• Evaluates business proposals together with client financial and business status to assess viability and bankability of proposals; advises clients as appropriate.• Advises clients in micro and small business management practices, methods, and techniques.• Provides advice and assistance in the establishment and maintenance of business and financial records and recordkeeping systems, in compliance with all relevant business, accounting, and taxation laws, regulations, guidelines, and standards.

• 

  Dubai International Private Institute

  • Dubai

  • Business Lecturer

    • Feb 2022 - Jun 2022
    • Dubai

    Lectured on the principles of microeconomics, macroeconomics, accountancy practices, personal finance, marketing, financial aspects of businesses and improved students' knowledge of business practices.

• 

  Byblos Bank Group

  • Lebanon
  • Banking
  • 700 & Above Employee

  • Branch Manager

    • Dec 2017 - Jul 2021

    • Conducted daily market watch reports to share with management and clients.• Created an environment to encourage team members to provide an exceptional customer experience in a dynamic, inclusive, and engaging culture.• Ensured high quality Customer Service for all branch clients and created satisfaction control tools for a seamless client experience. • In charge of the bank's corporate image internally and externally. • Limited support and business units’ deviations of directives.

  • Senior Relationship Manager

    • Feb 2015 - Dec 2017

    • Identified and generated opportunities through acquisition of new customers for the Bank; led a new market penetration where a substantial number of new clients were introduced and allocated mainly in the trading and industrial sectors in line with approved corporate strategies for Assets, Liabilities, Trade Finance and Treasury Sales.• Active involvement in all stages of project-base financing deals in the manufacturing, trading services, foods, agricultural, healthcare and shipping sectors.• Negotiated appropriate credit lines in conformity with the Bank's set standards and risk targets after thorough analysis of information necessary for the preparation of a detailed credit proposal and supervised disbursal of approved limits and credit lines.•Contributed to the team’s business plans for the expansion of business opportunities in strategic target areas and successfully carried cross selling of other banking products and services to Business clients to ensure multi-product relationship. Facilitated other lines of business in exploiting business opportunities through referrals to retail/consumer Banking.

  • Relationship Manager

    • Nov 2010 - Feb 2015

    • Maintained and managed an assigned portfolio with existing Business clients by retaining and growing their banking relationships in a profitable manner and in line with assigned business growth targets.• Identified, solicited and acquired new Business clients in line with approved corporate strategies for Assets, Liabilities, Trade and Treasury Sales.• Monitored developments in the local and regional business environment as a tool to spot upcoming business opportunities. • Contributed to the planning process of the overall corporate business strategies.

• 

  Rasmala

  • Dubai, United Arab Emirates

  • Business Analyst Intern

    • Jan 2010 - Jul 2010
    • Dubai, United Arab Emirates

    • Assisted in the preparation and execution of a Private Placement deal for an international oil and gas services company• Assisted in preparing complex financial analyses and models including COMPS and DCF • Prepared Private Placement Memorandums • Conducted due diligence investigations of prospect companies• Supported the preparation of detailed memoranda and presentations describing the key attributes of client companies• Researched potential buyers and investors using various research data bases: Capital IQ, Reuters and Zawya

• 

  American University in Dubai

  • Teaching Assistant

    • Jan 2010 - Jun 2010

    • Conducted market research illustrations for the Marketing and Marketing Communication Dept.• Facilitated the achievement of classroom learning objectives via different knowledge and information resources.• Assisted in conducting tutorial sessions.• Helped student connect work experiences and backgrounds with concepts of Marketing.• Amplified connection between Marketing and Finance through a series of lectures.

• 

  Hugo James, LLC

  • United States

  • Dealer

    • May 2007 - Jun 2008
    • United States

    • Trading and exchanging Commodities, major currencies and CFD on NYMEX Crude and Gold• Running the Clients’ trading portfolio.• Improving clients’ involvements in decision making and commodities monitoring. • Maintaining clients’ relations and ensuring satisfactions.• Conducting daily market watch reports to share with management and clients.

• 

  Foley's Department Store

  • Austin, Texas, United States

  • Retail Sales Associate

    • Mar 2002 - Dec 2005
    • Austin, Texas, United States

    • Ensured outstanding service to customers.• Met hourly sales goals, as well as the company’s Star Rewards goal both on a departmental and personal basis.• Demonstrate deep knowledge of products to customers and assisted with great shopping experiences.• Reduced incidences of product return.• Successfully determined the needs of customers from looking at their personal features as well as other factors relating to their preference.