Experience

• 

  The Bank of Punjab

  • Karāchi, Sindh, Pakistan

  • Team Manager

    • Apr 2024 - Present
    • Karāchi, Sindh, Pakistan

    Banking

• 

  HBL - Habib Bank Limited

  • Pakistan
  • Banking
  • 700 & Above Employee

  • Team Leader Governance

    • Mar 2023 - Present

  • Manager-Internal Controls

    • Oct 2018 - Present

  • Manager/Team Leader Risk, Compliance & Controls Unit

    • Jan 2021 - Apr 2024

• 

  JS BANK LIMITED

  • KARACHI

  • Senior Audit Officer

    • Dec 2014 - Oct 2018
    • KARACHI

    Audit of Branches of South Region covering Sindh and Baluchistan. Main areas of Audit Includes KYC/AML, CTR,STR ,products of deposits, Cash including coverage of SBP Regulations issued from time to time. Preparation of audit reports after discussion with the auditee indicating risks in audit report along with recommendations for improvement in Internal Controls.

• 

  Tariq Abdul Ghani Maqbool & Co.

  • KARACHI

  • AUDIT MANAGER

    • Sep 2013 - Nov 2014
    • KARACHI

• 

  PAK OMAN MICRO FINANCE BANK LTD

  • KARACHI

  • AUDIT MANAGER

    • Apr 2010 - Sep 2013
    • KARACHI

    Currently Working in Pak Oman Micro Finance Bank Limited since April 2010 as Audit Manager reporting directly to Chief Internal Auditor. •To assist in the preparation of risk based annual internal audit plan. •Developing the audit scope of branch and management audit and perform appropriate audit steps necessary to promote effective audit coverage of the bank’s operations. •Ensure that the specified audits are conducted in an efficient, impartial, equitable and objective manner. •Ensure that sound business procedure exist within the business so that there is no loopholes hampering smooth operational procedures. •Provide assurance that operations and process confirms to current bank’s policies and procedures. •Identify risk of any control compromise, gave probable cause and provide value added recommendations to the business for all levels of management considering materially, pertinence and documentary evidence in order to improve the existing process••Conduct exit meeting with auditee regarding whole branch / department audit observations and prepare Executive Summaries issued to the concerned departments.•Maintain respectful and effective communication and relationship with management and staff of areas under review. •Monitor corrective plans in relation to outstanding open issues highlighted during the audit procedure in line with the deadline date provided by the department for final recommendation.•Discuss investigation and audit findings and recommendations with department heads (when appropriate) and explain procedure needed to implement recommendations.•Validation of closed issues highlighted during the audit procedure after the stated deadline has been met by the department• •Prepare audit report with complete protocols and submitted to the office of internal audit in time.•Prepare and issue audit follow-up sheets of outstanding audit issues for the implementation of outstanding recommendations

• 

  United Bank Limited

  • Auditor

    • Aug 2004 - Mar 2010

    Conduct audit of branches throughout Sindh & Baluchistan.Lead audit of various products and Procedures at head office level.To evaluate and provide reasonable assurance that risk management, control, and governance systems are functioning as intended and will enable the organization's objectives and goals to be met.To report risk management issues and internal controls deficiencies identified and provide recommendations for improving the organization's operations, in terms of both efficient and effective performance To evaluate the organization's readiness in case of business interruption Maintains open communication with management and the audit committee.Any other role/ responsibility assigned by the management.

• 

  Ernst & Young

  • Audit Senior

    • 1993 - 1997