Experience

• 

  ORIX Modaraba ( Formerly Standard Chartered Modaraba )

  • Karachi

  • AM - Credit Risk Control & Operations

    • Oct 2019 - Sep 2021
    • Karachi

     Credit Risk Month End Reporting Vehicle Lease Maturity (settlement) / Termination / Removal of Lien (HPA) letters (both P&M & MV) / Transfer Letters processing Handling of all post disbursements documents such as Purchase Orders, Vehicle Release Letters, Authority to Drive, Form F, T. O. Forms, letter to excise etc. Issuance of NOC and handling of Import (retirement of L/C) Documents for release of goods Processing of cases for Duplicate Number Plates, Excise files, File Collection from ETO etc. Audit confirmation (both Ijarah & DM) on customer’s / auditors request Total Loss (Theft & Accidental) cases documents validation & preparation Processing of cases for Duplicate Number Plates, Excise files, File Collection from ETO etc. Facilitation to finance in funds acquisition project from other banks & financial institutions

• 

  Meezan Bank Limited

  • Karachi, Pakistan

  • Assistant Manager - I (CAD - SME)

    • Jul 2019 - Sep 2019
    • Karachi, Pakistan

     Managing MBL’s KARANDAZ Program (KNZ) Document validation & disbursements of Islamic products to SME’s, ME’s & Commercialssuch as Engro (dealers), Unilever, IMCL, Atlas Honda and various sectors’ firms Reconciliation of balances as per agreed financing ratio/terms between MBL & Karandaz Inventory Booking, financing, repricing and settlements of Murabaha, Muswamah, Istisna, Tijarah, Ijarah & DM contracts Allocation & posting of principal and profit entries on daily basis along charity calculations External reporting of balances to Karandaz Maintaining repayment controls sheets and sanctioning/regulating of disbursements for Pan Pakistan MBL’s KNZ portfolio

• 

  ORIX Modaraba ( Formerly Standard Chartered Modaraba )

  • Pakistan
  • Financial Services
  • 1 - 100 Employee

  • Assistant Manager - Credit Risk Control

    • May 2017 - Jul 2019

     Credit Risk Month end Reporting Vehicle Lease Maturity (settlement) / Termination / Removal of Lien (HPA) letters (both P&M & MV) / Transfer Letters processing Handling of all post disbursements documents such as Purchase Orders, Vehicle Release Letters, Authority to Drive, Form F, T. O. Forms, letter to excise etc. Issuance of NOC and handling of Import (retirement of L/C) Documents for release of goods Processing of cases for Duplicate Number Plates, Excise files, File Collection from ETO etc. Audit confirmation (both Ijarah & DM) on customer’s / auditor’s request Asset inspection updating and filing Data Check execution & reporting Assisting in SBP ECIB reporting Insurance reporting of both Ijarah & Diminishing Musharakah facilities Vault Management (indenting of agreements, excise files, import documents, SLAs, UAT, completion sheet, disbursement supports, proposal sheets etc.) MV IJARAH Original files completion, validation and compliance check along reporting of outstanding files Validating of indemnities such as delayed transfer, duplicate transfer letter, duplicate excise (vehicle) file, duplicate registration books etc. Co-ordination & assistance to Client Relationships as per Approved SECP & Board SOPs

  • Officer Credit Risk Control (CRC)

    • Sep 2016 - May 2017

     Credit Risk Month end Reporting Vehicle Lease Maturity / Termination processing Data Check execution & reporting Assisting in SBP ECIB reporting MV IJARAH Lease Documentation Vault Management Lease Documentation reviewing & integrity validation MV IJARAH Original files completion, validation and compliance check Co-ordination & assistance to Client Relationships as per Approved SECP & Board SOPs Letter drafting to regulatory authorities like SECP, NAB, FIA & SBP

  • Administration & MV IJARAH-HFDM Officer

    • Jun 2016 - Aug 2016

     Branch Co-ordination Mail Management Unit Controlling Vendor Management Team member of Transition Project Team from SCBPL to ORIX Leasing Group  Inter-Department Co-ordination Procurement Sourcing  Invoicing & Taxing Resource Management  Staff Expense Claim Management Document Tracking Management Travel/Meeting/Accommodation Management (CEO & Department Heads) Event Management (Board/Audit Committee & Annual General Meeting, Town Hall Meetings, Client Meetings etc.) Staff MV IJARAH (Vehicle Leasing) & House Finance Diminishing Musharakah document verification, analysis and processing

• 

  Standard Chartered Modaraba

  • Karachi, Pakistan

  • Administration Officer

    • Mar 2015 - Jun 2016
    • Karachi, Pakistan

     Branch Co-ordination Mail Management Unit Controlling Vendor Management, Coordinator to HR Inter-Department Co-ordination Team member of Transition Project Team from SCBPL to ORIX Lessing Group Archiving Project Management, Procurement Sourcing Invoicing & Taxing, Resource Management  Staff Expense Claim Management Employee Attendance Management Document Tracking Management Travel/Meeting/Accommodation Management (CEO & Department Heads) Event Management (Board/Audit Committee & Annual General Meeting, Town Hall Meetings, Client Meetings etc.)  Staff MV IJARAH (Vehicle Leasing) & House Finance Diminishing Musharakah front end dealing

• 

  Rotary Club

  • Karachi

  • Admin & Accounts Officer

    • Mar 2013 - Jul 2013
    • Karachi

    www.rotary.org.pk To prepare asset, liability, and capital account entries by compiling and analyzing account information. To document financial transactions by entering account information. Recommends financial actions by analyzing accounting options. Summarizes current financial status by collecting information; preparing balance sheet, profit and loss statement, and other reports on interim & annual basis. To maintain accounting controls by preparing and recommending policies and procedures. To Reconcile financial discrepancies by collecting and analyzing account information.To secure financial information by completing data base backups

• 

  CM GROUP OF COMPANIES

  • DEFENCE, KARACHI.

  • Admin Control Manager & Petty Cash In-charge

    • Jun 2011 - Oct 2011
    • DEFENCE, KARACHI.

    I worked as an Admin Control Manager at CM Group of Companies where I was assigned tasks to coordinate with all departments and to maintain a professional environment in the office. There I drafted company operated documents and supervised the customer service team. Had a weekly visit for inspection of Workshop and sorted out workshop personnel’s queries. Was handed charge of operating petty cash fund. Also consistent coordination with Finance and Procurement departments strengthened my skills of dealing with variety of issues which lead to the interaction with various Financial and Logistic departments of other firms.

• 

  WILLING WAYS

  • PH. II EXT., D.H.A., KARACHI.

  • Assistant Manager

    • Apr 2010 - Feb 2011
    • PH. II EXT., D.H.A., KARACHI.

    WILLING WAYS (+ TURNING POINT & DIABETIC INSTITUTE OF PAKISTAN) FORMERLY KNOWN AS "SADAQT CLINIC" IS A DRUG ADDICT PATIENTS REHABILITATION CENTER.BEING AN ASSISTANT MANAGER I WAS TRAINED FOR CRISIS MANAGEMENT AND BASIC PARAMEDICS.

• 

  UNI COMPUTER BANK

  • TARIQ ROAD, KARACHI.

  • Software-Hardware Technician & Treasury Officer

    • Apr 2008 - Jan 2010
    • TARIQ ROAD, KARACHI.

    WHOLESALE SERVICE PROVIDERS OF I.T. EQUIPMENTS TO PRIVATE CLIENTS

• 

  SERVICO PAKISTAN

  • SCHON CIRCLE, CLIFTON, KARACHI.

  • Assistant Network Administrator

    • Feb 2006 - May 2006
    • SCHON CIRCLE, CLIFTON, KARACHI.

• 

  DEFTECH (DEFENCE TECHNOLOGIES)

  • TARIQ ROAD, KARACHI

  • Software & Hardware Technician

    • Apr 2004 - Jan 2006
    • TARIQ ROAD, KARACHI

    WHOLESALE SERVICE PROVIDERS OF I.T. EQUIPMENTS TO SHIPYARD PAKISTAN.