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S.m Siful Islam is a seasoned banking professional with extensive experience in financial analysis, team building, and customer service. He has worked with prominent institutions such as Meridian Finance & Investment Limited, Standard Chartered Bank, and IDLC Finance Limited, where he has developed strong skills in credit analysis, portfolio management, and banking operations.

Credentials

  • General banking
    IDLC Finance Limited

Experience

    • Officer
      • Dec 2015 - Present
      • Dhaka

      Duties & responsibilities of my current job: Building relationships with high net worth individuals. Building relationships with various car vendors. Building relationships with various land developers. Representing the organization within the local community. Team work, target set up and process target meet up. Fulfill all the challenges declared by our team.  Advising clients on mortgages and raising loans. Answering any financial queries & providing advice on investments. Maintaining a professional image at all times. Handling customer queries face to face, over the phone or via correspondence. Marketing new financial products or services. Analyzing financial reports. Presenting information clearly to customers, work colleagues and third parties. Verifying customer data to detect and identify financial fraud. Analyze applicants' financial status, liabilities, and property evaluations to determine feasibility of granting loans. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. Submit applications to credit analysts for verification and recommendation. Handle customer complaints and take appropriate action to resolve them. Confer with underwriters to aid in resolving mortgage application problems. Prepare business loan, mortgage loan, car loan, personal loan file. Handle any requirement from credit division. Prepare credit appraisal.  Process disbursement. Follow up clients about repayment.

    • Officer
      • Jun 2014 - Dec 2015
      • Gulshan,Dhaka

      Duties & responsibilities of the job: Ensuring the smooth running of basic banking transactions in financial kiosk. Looking after the short term and long term funding requirements of business clients and individual customers. Advising clients on mortgages and raising loans. Building relationships with high net worth individuals. Team work, target set up and process target meet up. Answering any financial and banking queries. Providing advice on investments. Maintaining a professional image at all times. Working closely with small and medium sized businesses. Putting into effect new procedures and policies passed down from Head Office. Handling customer queries face to face, over the phone or via correspondence. Marketing new financial products or services. Analyzing financial reports. Presenting information clearly to customers, work colleagues and third parties. Representing the bank within the local community. Verifying customer data to detect and identify financial fraud. Opening new bank accounts for individuals and also companies. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. Submit applications to credit analysts for verification and recommendation. Handle customer complaints and take appropriate action to resolve them. Confer with underwriters to aid in resolving mortgage application problems. Prepare business loan, mortgage loan, car loan, credit card, personal loan file. Handle any requirement from credit division. Process disbursement.  Support repayment.

  • IDLC Finance Limited
    • Motijheel,dhaka
    • Senior Customer Relationship Executive
      • Jul 2013 - Jun 2014
      • Motijheel,dhaka

      Duties & responsibilities of the job: Building relationships with high net worth individuals. Continuous visit to all potential car vendors in Dhaka city Continuous visit to the vendor given references  Prepare car loan file Document processing, Storing & analyzing. Prepare loan disbursement file, Collect relevant document, Process disbursement.  Support repayment.

    • Business executive
      • Sep 2012 - Jul 2013
      • Bonani,Dhaka

      Duties & responsibilities of the job: Clients database management & contact them about our product. Client visit, concealing about their demanded product. Concealing, Monthly target set-up & target achievement formation creating. Fund deposit file processing. Fund release processing

  • Revaluation Bangladesh
    • Mohakhali,dhaka
    • Project Incharge
      • Jul 2011 - Sep 2012
      • Mohakhali,dhaka

      Rapidly assessing emergency situations; working closely with staff located within the area or other emergency departmentscoordinating and supporting the work of volunteersmanaging budgetsmanaging the implementation of emergency activities and monitoring their effectivenessproducing response reports, recommendations and proposals for emergency interventiondeveloping and monitoring objectivesliaising with United Nations agencies, government officials, colleagues etcrecruiting/managing local stafforganising induction, support and training for volunteers/other aid workersimplementing, overseeing and ensuring strict adherence with security/safety proceduresensuring knowledge of and compliance with appropriate national and international procedures, policies and regulatory codesmaking representations to donors, local authorities and humanitarian community membersproducing funding proposals

Education

  • 2010 - 2011
    Jagannath University
    Master of Business Administration (M.B.A.), Accounting & Information Systems
  • 2006 - 2010
    Jagannath University
    Bachelor’s Degree, Accounting & Information Systems
  • 2004 - 2006
    Dhanmondi Ideal college
    High School, Business Studies
  • 1994 - 2004
    Brahmondi K.K.M Govt High School.
    SSC, Business Studies

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Financial Services”

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