Ryan Hall

Credit Analyst at River Bank
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Contact Information
us****@****om
(386) 825-5501
Location
La Crosse-Onalaska Area

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Bio

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Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • Credit Analyst
      • Sep 2022 - Present

    • Wholesale
    • 1 - 100 Employee
    • Analyst
      • Nov 2020 - Sep 2022

      • Provide accurate sales and purchasing forecasts. • Preform net cost and profitability analysis. • Responsible for recommendations on improvement strategies to maximize cost savings. • Actively analyze data to ensure key performance indicators are in line and maintained. • Work with team members to find adaptable solutions to a fluid environment. • Efficiently and clearly report to Purchasing, Sales, and Replenishment managers on sales, inventory, out of stocks, revenue, current promotions, and cost-saving scenarios. Show less

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Indirect Buyer
      • Jan 2019 - Nov 2020

      • Possessed lending authority of $35,000 secured and $5,000 unsecured. • Implemented quick and accurate underwriting of auto loans in excess of $50,000. • Responsibly lent $10 million or more per year with less than 1% delinquency. • Maintained exceptional relationships with over 350 auto and powersport dealerships throughout Wisconsin, Minnesota, and Iowa. • Promptly ensured all documents were correct and compliant with regulations. • Coordinated with staff to ensure proper loan decisions. • Analyzed a broad range of credit profiles and correctly accessed their risk level. • Compiled and supplied first-rate mortgage and consumer loan leads to central lending teams. Show less

  • Vicks Bar
    • La Crosse, Wisconsin Area
    • Bartender
      • Mar 2014 - Apr 2019

      • Provide excellent customer satisfaction • Accurate cash handling • Responsible for training bartenders • Provide excellent customer satisfaction • Accurate cash handling • Responsible for training bartenders

    • United States
    • Retail Apparel and Fashion
    • 700 & Above Employee
    • Sales Associate
      • Oct 2013 - Mar 2014

      • Provided excellent customer service to ensure repeat customers • Exceptional sales skills that increased revenue • Handled cash with precision • Organized and set up merchandise displays • Provided excellent customer service to ensure repeat customers • Exceptional sales skills that increased revenue • Handled cash with precision • Organized and set up merchandise displays

  • BEA Systems
    • Jacksonville, Florida Area
    • Finish Carpenter
      • Mar 2013 - Feb 2014

      • Communicated with supervisors and co-workers to provide quality assurance and quick solutions to issues • Performed repairs on high-end yachts • Coordinated as a team, with other sectors of the company to find solutions that met industry standards • Built and installed high-end cabinets, furniture, trim, and other wood products • Communicated with supervisors and co-workers to provide quality assurance and quick solutions to issues • Performed repairs on high-end yachts • Coordinated as a team, with other sectors of the company to find solutions that met industry standards • Built and installed high-end cabinets, furniture, trim, and other wood products

  • Self-employed
    • Greater New Orleans Area
    • Owner
      • Nov 2005 - Apr 2013

      • Worked on reconstruction after Hurricane Katrina, New Orleans, La. • Built and installed custom cabinets on boats owned and operated by Hannah Marine, Mobile, Al. • Interviewed and hired employees • Billed customers and collected payments • Bid on and estimated contracts • Maintained equipment and tools • Responsible for the payroll of employees • Worked as a team with a diverse group of employees and sub-contractors to ensure high quality and to meet deadlines • Worked on reconstruction after Hurricane Katrina, New Orleans, La. • Built and installed custom cabinets on boats owned and operated by Hannah Marine, Mobile, Al. • Interviewed and hired employees • Billed customers and collected payments • Bid on and estimated contracts • Maintained equipment and tools • Responsible for the payroll of employees • Worked as a team with a diverse group of employees and sub-contractors to ensure high quality and to meet deadlines

Education

  • Viterbo University
    Bachelor of Business Administration - BBA, Finance
    2020 - 2022
  • Western Technical College - Company
    Associate's degree, Financial Services
    2018 - 2020

Community

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