Ryan Hall
Credit Analyst at River Bank- Claim this Profile
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Bio
Experience
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River Bank
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United States
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Banking
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1 - 100 Employee
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Credit Analyst
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Sep 2022 - Present
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La Crosse Technology
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Wholesale
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1 - 100 Employee
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Analyst
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Nov 2020 - Sep 2022
• Provide accurate sales and purchasing forecasts. • Preform net cost and profitability analysis. • Responsible for recommendations on improvement strategies to maximize cost savings. • Actively analyze data to ensure key performance indicators are in line and maintained. • Work with team members to find adaptable solutions to a fluid environment. • Efficiently and clearly report to Purchasing, Sales, and Replenishment managers on sales, inventory, out of stocks, revenue, current promotions, and cost-saving scenarios. Show less
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Marine Credit Union
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United States
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Financial Services
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200 - 300 Employee
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Indirect Buyer
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Jan 2019 - Nov 2020
• Possessed lending authority of $35,000 secured and $5,000 unsecured. • Implemented quick and accurate underwriting of auto loans in excess of $50,000. • Responsibly lent $10 million or more per year with less than 1% delinquency. • Maintained exceptional relationships with over 350 auto and powersport dealerships throughout Wisconsin, Minnesota, and Iowa. • Promptly ensured all documents were correct and compliant with regulations. • Coordinated with staff to ensure proper loan decisions. • Analyzed a broad range of credit profiles and correctly accessed their risk level. • Compiled and supplied first-rate mortgage and consumer loan leads to central lending teams. Show less
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Vicks Bar
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La Crosse, Wisconsin Area
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Bartender
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Mar 2014 - Apr 2019
• Provide excellent customer satisfaction • Accurate cash handling • Responsible for training bartenders • Provide excellent customer satisfaction • Accurate cash handling • Responsible for training bartenders
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Oakley
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United States
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Retail Apparel and Fashion
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700 & Above Employee
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Sales Associate
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Oct 2013 - Mar 2014
• Provided excellent customer service to ensure repeat customers • Exceptional sales skills that increased revenue • Handled cash with precision • Organized and set up merchandise displays • Provided excellent customer service to ensure repeat customers • Exceptional sales skills that increased revenue • Handled cash with precision • Organized and set up merchandise displays
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BEA Systems
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Jacksonville, Florida Area
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Finish Carpenter
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Mar 2013 - Feb 2014
• Communicated with supervisors and co-workers to provide quality assurance and quick solutions to issues • Performed repairs on high-end yachts • Coordinated as a team, with other sectors of the company to find solutions that met industry standards • Built and installed high-end cabinets, furniture, trim, and other wood products • Communicated with supervisors and co-workers to provide quality assurance and quick solutions to issues • Performed repairs on high-end yachts • Coordinated as a team, with other sectors of the company to find solutions that met industry standards • Built and installed high-end cabinets, furniture, trim, and other wood products
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Self-employed
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Greater New Orleans Area
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Owner
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Nov 2005 - Apr 2013
• Worked on reconstruction after Hurricane Katrina, New Orleans, La. • Built and installed custom cabinets on boats owned and operated by Hannah Marine, Mobile, Al. • Interviewed and hired employees • Billed customers and collected payments • Bid on and estimated contracts • Maintained equipment and tools • Responsible for the payroll of employees • Worked as a team with a diverse group of employees and sub-contractors to ensure high quality and to meet deadlines • Worked on reconstruction after Hurricane Katrina, New Orleans, La. • Built and installed custom cabinets on boats owned and operated by Hannah Marine, Mobile, Al. • Interviewed and hired employees • Billed customers and collected payments • Bid on and estimated contracts • Maintained equipment and tools • Responsible for the payroll of employees • Worked as a team with a diverse group of employees and sub-contractors to ensure high quality and to meet deadlines
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Education
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Viterbo University
Bachelor of Business Administration - BBA, Finance -
Western Technical College - Company
Associate's degree, Financial Services