Okay, let’s tackle this. So Ruth has experience as a City Carrier, which is a entry-level position. The U. S. Postal Service Federal Credit Union is a government-funded institution, and postal service jobs are generally considered entry-level. Location is Durham, North Carolina, which is not a major hub for high-paying industries. Considering her role and location, I would estimate her hourly rate to be on the lower side of the scale. Postal service jobs are typically paid around $15-$20 per hour, with some positions reaching up to $25 per hour. Given her experience and location, I would estimate Ruth’s hourly rate to be around $18.