Experience

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  Parkside Lending

  • San Francisco Bay Area

  • Doc Drawer

    • Dec 2010 - Apr 2018
    • San Francisco Bay Area

    -Prepared Loans for Closing, Initial Cd Disclosures and Final Cd Disclosures -Reviewed Doc Order Requests to ensure all pricing, fees and loan data matched systems -Coordinate with U/W, AE's , Customer Service Representative , Brokers, Title and Escrow -Review Hazard Insurance, Flood , Mortgage Insurance , Prelims and Payoffs and make sure no PTD conditions-Review Master Settlement Statements fees to ensure all fees are in compliance with bank and investor regulations before releasing documents to escrow -Verified Payoff Demand , impounds collected were accurate lock expiration , program and complete final compliance audit-Draw docs for FHA, VA and Conventional Loans -Managed high Volume of work and provide excellent customer service to all parties involved - Audit Note, Deed of Trust , Trust Documents , POA and other documents prior to releasing docs

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  Gateway Bank, FSB

  • San Leandro

  • Customer Service Specialist/Loan Servicing

    • Aug 2008 - Dec 2010
    • San Leandro

    -Audit and review loan packages, purchase advise , property taxes, hazard/flood and MI Insurance , Boarding new loans-Process mortgage payoffs, escrow balance, identify the mortgage documents by different investors and return original collateral documents to borrower-Prepare and record satisfaction of mortgage Substitution of Trustee , reconveyance loan payoff letter, refund letter , check request -Report to investors, MERS all loans has been paid in full-Process Mortgage insurance Billing, Data Entries , Journal Entries, Balance Sheet and verified all delinquencies that been reported

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  Gateway Bank

  • San Leandro

  • Customer Service Team Lead/Wholesale Department

    • Aug 2006 - Aug 2008
    • San Leandro

    -Work Closely with brokers, internal customers, escrow and/or title companies to clear outstanding conditions so loan could close-Reviewed loan documents for compliance and timeliness and signed off all prior to doc and funding conditions-coordinated with doc drawer, broker, escrow and/or closing agent in preparing legal documents-submitted loans through Desktop Underwriter and Loan Prospector

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  First Horizon National Corporation

  • South San Francisco, San Mateo Ca

  • Sr. loan Processor IV /E-Decisioner Level IV

    • 2002 - Aug 2006
    • South San Francisco, San Mateo Ca

    -Process Loans from origination to submission for in house/broker loans-Accelerated Underwriting Level I, II, III and IV with solid knowledge and use of FNMA Desktop Underwriting and Loan Prospector-Locking all loans , Underwriting submission and document drawing -Coordinate closings with title companies , Loan Officers and additional parties involved-Manage tickler system used for files in process missing documents and necessary post close follow-up actions-Initialize and review title, appraisal, flood , hazard, mortgage insurance , credit report-prepared and package loan documents, reviewed funding requests, prepared loan funding and journal vouchers and audited all closed loan files

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  Transnational Financial Network

  • San Francisco Bay Area

  • Broker Coordinator/Sr. Loan Processor

    • Sep 1999 - Jul 2002
    • San Francisco Bay Area

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  1st 2nd Mortgage Company of N.J., Inc.

  • New Jersey

  • Head Loan Processor

    • Mar 1995 - Aug 1998
    • New Jersey