Experience

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  Parkside Lending

  • Michigan Office

  • Underwriter III - Remote

    • Feb 2015 - Present
    • Michigan Office

    • Evaluate loan risk by quantifying loan application information and verifying application information against ever changing loan criteria guidelines and standards, including asset based loans• Thorough knowledge of Fannie Mae, Freddie Mac, FHA, and private investor product and underwriting guidelines• Review title reports and appraisals to ensure clear title and minimize risk• Clarify risk by requesting and evaluating additional information• Protect mortgage investments by evaluating, rejecting and ranking loan risk, make exceptions as qualified or make counter offers• Maintain customer confidence by keeping application information confidential, provide excellent customer service to loan originators and customers• Expert knowledge of personal and business tax returns and financial statements• Work closely with senior staff to insure agency policies and procedures are adhered to• Update job knowledge by participating in educational opportunities, reading professional publications, and maintaining personal networks• Time management and organization skills to effectively prioritize multiple objectives and achieve production goals and deadlines in a fast paced environment with constantly changing guidelines• Jumbo, non-conforming, AUS, and manual underwriting• Advanced asset and income analysis and extensive experience with layering risk and evaluation• Exemplary interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers

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  1st Global Capital

  • Hallandale Beach, FL

  • Senior Underwriter

    • Mar 2014 - Mar 2014
    • Hallandale Beach, FL

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  1st Global Capital

  • Hallandale Beach, FL

  • Senior Underwriter/Team Lead

    • Mar 2014 - 2014
    • Hallandale Beach, FL

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  Fifth Third Bank

  • Cincinnati, Ohio

  • Remote Senior Retail Underwriter

    • Oct 2012 - Sep 2013
    • Cincinnati, Ohio

    • Evaluate loan risk by quantifying loan application information and verifying application information against ever changing loan criteria guidelines and standards, including asset based loans• Thorough knowledge of Fannie Mae, Freddie Mac, private investor product and underwriting guidelines• Review title reports and appraisals to ensure clear title and minimize risk• Clarify risk by requesting and evaluating additional information• Protect mortgage investments by evaluating, rejecting and ranking loan risk, make exceptions as qualified or make counter offers• Maintain customer confidence by keeping application information confidential, provide excellent customer service to loan originators and customers• Expert knowledge of personal and business tax returns and financial statements• Training and supervising staff in self-employment income calculation • Training and supervising underwriting and processing staff• Work closely with senior staff to insure agency policies and procedures are adhered to• Update job knowledge by participating in educational opportunities, reading professional publications, and maintaining personal networks• Time management and organization skills to effectively prioritize multiple objectives and achieve production goals and deadlines in a fast paced environment with constantly changing guidelines• Jumbo, non-conforming, AUS, and manual underwriting, experience with second level reviews• Advanced asset and income analysis and extensive experience with layering risk and evaluation• Exemplary interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers

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  Bank of America

  • FHA and E-HUD Underwriter

    • 2010 - 2012

    GSE, Non-GSE, MHA, FHA, VA, USDA, MHA Appeals, and Department of Justice E-Hud modification loans

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  Accurate Accounting Services

  • Owner

    • 1991 - 2010