Experience

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  Morgan Stanley Private Bank, N.A.

  • Jersey City, NJ

  • AUDIT CONSULTANT

    • Jan 2012 - Jun 2012
    • Jersey City, NJ

    • Proactive escalation & recommendation for high risk accounts • Quality assessment for all aspects of Trust and Estate accounts • Complete analysis of governing instrument, titling, account holders and qualified beneficiaries. • Recommend construction/reformation where requisite • AML/Compliance Audit-Source of Wealth, Risk Ratings • Thorough system, administration, investment, and administrative fee determination • Review Special Assets where applicable-ILIT, LLC, LPs, S & C Corps, Real Estate • Identify missing, incomplete or incorrectly drafted documentation

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  JPMorgan-Private Client Services

  • VICE PRESIDENT/FIDUCIARY EXECUTIVE

    • May 2005 - Jun 2010

    Primary fiduciary authority and resource for Trust Advisors, Investors, Market Business and Regional Managers. Supervise and oversee approximately forty fiduciary staff and several thousand accounts. Manage and resolve all aspects of risk book inclusive of litigation. Responsible for determination of all discretionary matters. Voting member: Trust Committee. Resolve client related issues; Make decisions affecting the retention and servicing of Personal Trust and investment business. Monitor front office compliance with policies and procedures, annual account reviews. Cultivate new business opportunities and COIs. Design and implement training for Trust and Wealth Advisors.

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  Bachrach Financial Services

  • CONSULTANT/REGISTERED REPRESENTATIVE

    • Jan 2002 - Apr 2005

    Sold full spectrum of financial products to high net worth clients. Develop and assist in the preparation and implementation of estate and financial planning strategies. Independent estate and wealth advisor. Editor of the book "Estate Planning After The 2001 Tax Act", a comprehensive discussion of the implications for planning by tax section, type of client, and techniques. The book contains tips, cautionary highlights, and sample clauses for quick information and practical strategies for the implementation of change. Useful projections and alternative "what-if" scenarios are provided to address complex phase-in and phase-outs inherent in the legislation.

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  Guardian Trust Company

  • SENIOR VICE PRESIDENT-DIRECTOR OF SALES AND MARKETING

    • Dec 2000 - Dec 2001

    Responsible for fiduciary and institutional investment sales model. Prepared estate, charitable giving, asset allocation and financial planning models. Reviewed legal documents; liaison with client and client's advisor. Developed client presentations, training, sales support and marketing materials.

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  Citibank Private Bank

  • NY, NY

  • VICE PRESIDENT-TRUST & ESTATES

    • Jan 1997 - Nov 2000
    • NY, NY

    Generated $1,000,000+/year average in current fee through fiduciary sales to established and ultra net worth. Sales included trusts of $50, $80 and $100 Million as well as significant investment management business. Created, initiated and expanded estate/wealth management programs. Reviewed wills, trusts and related documents. Coordinated with counsel to finalize strategies and accompanying instruments. Member of investment review committees for New York and South Dakota Trust entities.

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  BUSINESS AND ESTATE PLANNING GROUP Mutual of

  • ASSISTANT VICE PRESIDENT-BUSINESS & ESTATE PLANNING

    • Mar 1990 - Aug 1996

    Provided tax, marketing and legal advice to sales force, clients and advisors. Designed and delivered continuing education/training in business, estate and financial planning. Wrote and reviewed legal documents. Main platform speaker at numerous seminars. Co-chaired marketing committee. Responsible for creation and implementation of marketing packages. Supported product development, tax issues, technology and compliance.

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  Home Life Insurance Company

  • SENIOR ADVANCED MARKETING CONSULTANT

    • Oct 1988 - Mar 1990

    Provided technical and marketing advice, consultation and training in trust, estate and financial planning, executive benefits and business insurance strategies. Reviewed legal documents.

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  Sun & Bachrach Financial Services

  • REGISTERED REPRESENTATIVE/FINANCIAL CONSULTANT

    • Jul 1987 - Oct 1988

    Prepared and implemented qualified and non-qualified programs, financial and estate plans. Sold portfolio of life insurance, disability and equity products to business and individual clients.

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  Equitable

  • DIRECTOR OF ADVANCED MARKETING/ASSISTANT AGENCY MANAGER

    • Apr 1984 - Jun 1987

    Provided technical, marketing, consultation and training in high-end markets: financial and estate planning, employee benefits qualified and non-qualified plans. Created pension entity from scratch.

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  Law Office of Ronald Foreman

  • Attorney at Law

    • Sep 1983 - Dec 1983

    Drafted wills and other estate planning documents. Performed legal research and drafting with respect to joint ventures, limited partnerships, corporate law and contracts. Prepared interrogatories and associated discovery. Conducted client interviews and investigations.