Okay, so Robb has 6 months of experience in commercial lending and banking, which is relatively entry-level. He holds a Bachelor's degree in Business and Finance from Mount Mercy University, which is a reputable institution. Skills like banking, credit, loans, and sales are in demand, but the rate will be lower due to his limited experience. Considering his location in Cedar Rapids, Iowa, and the industry demand, I'll estimate his hourly rate to be around $75. This is lower than the national average for business managers in the financial industry, but it's a starting point for someone with limited experience.