Experience

• 

  North Eastern Development Finance Corporation Ltd.

  • Guwahati Area, India

  • Assistant Manager

    • Aug 2016 - Present
    • Guwahati Area, India

    1. Scrutiny and financial analysis of credit proposals having project cost more than Rs. 20 million2. Legal Documentation of credit proposals3. Follow-up & monitoring of project finance proposals as entrusted 4. Disbursement of credit proposals along with documentation of relevant papers.5. Assuring timely repayment of NEDFi assisted projects with continuous follow-up.6. Recovery of assets funded under Project Finance Scheme.7. Processing, follow-up and disbursement of various proposals under Central Subsidy Scheme (Service sector only) of North East Industrial and Investment Promotion Policy (NEIIPP), 2007 with updation /modifications made from time to time.8. Assistance in preparation of Detailed Appraisal Report of various proposals under MOVCDNER scheme.9. Preparation of Board Notes, presentations etc. and other miscellaneous activities as entrusted by Assistant General Manager.10. Maintenance of delegated loan files with frequent updation such as financial statements , insurance etc.11. Site inspection of units (inclusive of individual/joint inspection of subsidy units) as delegated and preparation of the said report thereof.12. Timely updation of receipts/loan repayment of NEDFi assisted units in NEDFi LMS(loan Management Software)

• 

  Assam Gramin Vikash Bank

  • Guwahati

  • Assistant Credit Manager

    • Jul 2014 - Jul 2016
    • Guwahati

    1. Appraising of High Value Credit Proposals.2. Processing of various other loan proposals including Bank Guarantee, ad-hoc limit apart from retail credit proposal.3. Follow up & monitoring of review proposals of H.O. Controlled accounts.4. Monitoring and scrutiny of Credit Disbursement Monitoring Sheet, statement on MCR Statement, stock audit etc. and necessary follow-up thereof.5. Preparation of various Circulars, Board Notes etc.6. Maintenance of various files and registers at HO, viz., D.P. Register, Loan Proposal Register, Sanction Register, File Issue Register, Circular Issue Register, Customer Grievance Register, Tie-up Register etc.7. Follow up of mortgage based loans sanctioned by H.O./R.O./Branch for ensuring registration with CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest ).8. All works related to CIBIL [Credit Information Bureau (India) Limited]