Okay, let’s tackle this. So Rick Bellet has software design skills, which are in demand. His experience in audit, accounting, and insurance adds to his versatility. However, his role at Charming Shoppes was as a Junior Computer Programmer, which might not be as high-paying as his role at Aetna, INC. as a software design engineer. Location is Wayne, Pennsylvania, which is not a major hub for tech industry. Considering his skills and experience, I would estimate his hourly rate to be around $125, which is below the national average for software designers in the US. This rate is also lower than what I would expect for someone with his experience in audit, accounting, and insurance. Some software designers with similar experience in the US might charge $200-$300 per hour, but this rate is more suitable for someone with entry-level experience or in a non-tech industry.