Okay, let’s tackle this. So Richard has 123 years of experience, which is unusually long. However, his role as AV Manager and Staff at Verisk Analytics is not a traditional 9-to-5 job. Considering his skills and experience, I'd estimate his hourly rate to be around $75, which is on the lower end due to his unconventional work arrangement. This rate is also influenced by the fact that he's not a software developer or a finance professional, but rather a generalist with a broad range of skills.