Experience

• 

  Commercial Bank

  • United States
  • Banking
  • 100 - 200 Employee

  • Executive Vice President - Chief Credit Officer

    • May 2010 - Present

  • Executive Vice President - Regional Executive Officer

    • Apr 2008 - Apr 2010

• 

  First Tennessee Bank

  • Kingsport, Tennessee

  • Senior Vice President - Commercial Banking Manager

    • Jan 2005 - Apr 2008
    • Kingsport, Tennessee

    Managed and lead a regional team of Commercial Lenders in overall banking business development. Responsible for both loan growth and asset quality. I developed a total of "New to Bank" high quality loan portfolio of $60,000,000 and "New to Bank" revenues in excess of $2,000,000 over a three year period while also maintaining reporting and management of the Commercial Lending team's development goals. I was rewarded as a top performer for loan and revenue generation for my entire tenor. While I was not unhappy with this employer, I left this position for an inferior compensation package with the promise that the benefits I brought to the new employer would lead to greater rewards in the long run.

• 

  Powell Valley National Bank

  • Jonesville, Virginia

  • Senior Vice President - Senior Credit Officer

    • Jan 2002 - Jan 2005
    • Jonesville, Virginia

    I served as the Senior Credit Officer for this Institution for three years. I lead a team of lenders in the wake of a corrupt Senior Lender that had brought substantial, questionable Commercial Credit to the Institution. I also was an active Business Development Officer in the Commercial Lending Area and brought over $45,000,000 in quality "New to Bank" business to this institution, substantially improving the profitability and Return on Assets and Return on Equity. The Bank has still not realized the level of profitability they experienced while I was on board, bringing them high quality business. I enjoy bringing deals to the Bank and seeing clients succeed from the understanding of a good banker. The internal politicking amongst members of the Board of Directors and Senior Management was not tolerable or conducive to continuing success in this position. I was happy to return to First Tennessee Bank when they contacted me and asked me to return.

• 

  Lee Bank & Trust Company

  • Pennington Gap, Virginia

  • Vice President - Commercial Lending

    • Jan 2000 - Dec 2002
    • Pennington Gap, Virginia

• 

  First Tennessee Bank

  • United States
  • Financial Services
  • 700 & Above Employee

  • Vice President - Commercial Real Estate Lending

    • Jan 1998 - Dec 1999

  • Commercial Lending Officer

    • May 1997 - Jan 1998

    I spent this time becoming acquainted with and executing a business development plan for my first assignment as a Commercial Lender. I worked diligently to develop and acquire over $10.0 Million in "New to Bank" loan relationships and $2.5 Million in "New to Bank" deposit relationships.

  • Credit Analyst - Commercial Loan Officer Training Program

    • Jan 1995 - May 1997

    I was accepted into this three year training program, from over 1000 applicants, only 7 were selected for this intense analytical training that focuses on lending to Corporate America. The program included instruction from multiple four year colleges, industry instruction, and well as training from an extensive network of experienced industry professionals. Program was broken down into an Intensive Credit School which carried into the Financial Analyst phase of training, then followed up by an 18 month Apprenticeship in one of the Institutions Major Metropolitan Markets.

• 

  United States Marine Corps

  • Camp Lejeune, North Carolina

  • Platoon Sergeant

    • Oct 1982 - May 1991
    • Camp Lejeune, North Carolina

    I joined the United States Marine Corps in 1982 at age 17. After completing "Boot Camp" I went on to Infantry Training School and trained to become an 81mm Mortarman. Over the next 8 years I advanced in rank and responsibility, learning all facets of indirect fire support, including fire direction center, forward air control and forward observer. I was privileged to have been mentored by some of the finest Marine NCOs, Staff NCOs and Officers in the Marine Corps. Learning from and following their example I became a Platoon Sergeant before an injury in the line of duty ended my career. I embarked upon a multitude of deployments, throughout the world. Proud to have served and would do it again!