Experience

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  Scion International LLC

  • United Arab Emirates
  • Manufacturing
  • 400 - 500 Employee

  • Deputy Finance Manager

    • Apr 2018 - Present

  • Assistant Manager Finance

    • Feb 2011 - Apr 2018

    • Monthly and yearly Group Consolidation of financial statements • Participate in drafting of quotes to bid in annual / long term contracts• Product Price fixing and Treasury Management• Draft / update various status reports for the senior leadership team and other stakeholders based on business requirements• Yearly Projections and budgeting the profit of the various entities including margin analysis and assessing their feasibility and profitability• Margin Analysis: Customer wise, Brand wise and Salesmen wise• Monitor performance of team members and rendered productivity enhancement feedback. Generate working procedures & formats to enhance team performance• Spearhead team efforts in ensuring smooth functioning of day to day operations across ISC and UAE in compliance to organizational policies • Conduct qualitative and quantitative analysis of brands & distribution operations

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  Axis Bank

  • New Delhi Area, India

  • Assistant Manager

    • Jul 2008 - Oct 2010
    • New Delhi Area, India

    • Collaborated with the senior management team including vice president and senior management in effectively reviewing loan proposals to assess feasibility for the purpose of sanctioning the loan • Performed Financial Analysis (Ratio analysis, budget comparison with actual) of the loan proposals being carried out for sanctioning purpose and maintaining healthy portfolio.• Reviewed client's projected Financial Statements and performing due diligence to assess timely repayment of the proposed loan.• Monitored the loans post sanctions/disbursements by performing half /yearly review of Client's financial statements primarily to reassure the timely repayment of the loans• Followed up with respective branch heads in preparing and managing annual budgets for the Zone• Evaluated / mitigated risks by implementing effective risk mitigation measures. Ensured effective internal controls and management information systems• Allocated targets and reviewed performance of various branches (Mainly Delhi and NCR, Uttar Pradesh, Rajasthan, Uttarakhand)• Participated in contract negotiations and effectively closed business deals for accomplishing revenue targets• Instrumental in developing and maintaining healthy Agri Retail portfolio by timely preparation of the appraisal note, its renewal, review of Retail Agri accounts and close monitoring of the overdue, PNPA and NPA accounts• Monitored Agri officers to source good quality business and recommending them for producing the deliverables according to Bank's guidelines and policies• Monitored the business and recovery of the Retail Agri Branches (Standalone/Delinked /Cluster) and always coordinated with Branch Heads, Officers and Agri cluster• Maintained NPA outstanding within the maximum permissible level of the branches handled by the ARH• Closely worked with nearly 50 people from 35 branches falling under Agri finance.• Implementing day to day management decisions, implementing organizational long and short term plans

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  Grasim Bhiwani Textiles Ltd

  • Bhiwani Area, India

  • Management Trainee

    • Jan 2008 - Jul 2008
    • Bhiwani Area, India

    • Brand wise monthly budgets for Grasim suiting and Graviera Finest Fabrics , evaluated trends of sales• Vouched and validated various unusual entries for example month/year end journal entries, cash, sales and purchase entries, preparation of periodic bank and stock reconciliation, stock taking.• Supervise financial analysis including working capital, ratio analysis, hands on capital budgeting and cash flow analysis.• Assist in preparing cash flow forecast and monthly forecasted financial statements • Instrumental with hands on working experience of FICO module- SAP• Prepared the Financial Statements including Income Statement and consolidation of Balance Sheet complying with local and statutory norms.

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  Shiv Rattan & Associates, Chartered Accountants

  • Bhiwani Area, India

  • Article Assistant

    • Mar 2003 - Dec 2007
    • Bhiwani Area, India

    • Participated in handling Letter of Credit, Bank Guarantee, Saving Account and Term Deposit interest calculation, Term Loan agreements in line with Covenants and Bank locker arrangements in addition to bank account opening procedures. • Maintained Fixed Assets Register (with timely update for the additions, deletion during the year and depreciation computation) • Review and verification of Staff Salary, Salary Advances and Staff Loans and provident funds etc. for Establishment departments• Conducted periodic bank audits namely Bank of India – Bhiwani • Reviewed key contracts , statutory registers and minutes of board meeting and finalized audit file for partners review• Develop rapport with existing clients & prospects for identifying new business opportunities